Bankvista
Sartell, MN · Cert 35406 · Peer group: banks under $1B in assets (n=581-629) · Abdo Investments Inc.
State charter, non-member · FDIC · 3 branches
Q2 2026
$651.1MAssets
$589.5MLoans
$540.6MDeposits
$63.6MEquity
Executive Summary
- Strongest standing: efficiency ratio outperforms 84% of banks under $1B in assets (rank 99 of 629).
- Widest gap: net charge-offs / loans trails 93% of banks under $1B in assets (rank 540 of 581).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.22%
Rank 223 of 629
Net Interest Margin
3.65%
Rank 280 of 629
Efficiency Ratio
53.20%
Rank 99 of 629
Equity / Assets
9.77%
Rank 400 of 629
Non-interest income vs. expense
Unfavorable gap of $10.5M · efficiency ratio beats 84% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.22% | 0.60% | 1.01% | 1.45% | Beats 65% | 223 / 629 | | |
| Return on Equity | 12.52% | 5.38% | 9.30% | 13.28% | Beats 70% | 188 / 629 | | |
| Net Interest Margin | 3.65% | 3.03% | 3.54% | 4.05% | Beats 55% | 280 / 629 | | |
| Efficiency Ratio | 53.20% | 58.35% | 67.79% | 79.08% | Beats 84% | 99 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.21% | 0.09% | 0.46% | 1.20% | Beats 12% | 515 / 581 | | |
| Net Charge-Offs / Loans | 0.24% | n/a | 0.01% | 0.06% | Beats 7% | 540 / 581 | | |
| Capital |
| Tier 1 Capital Ratio | 11.54% | 11.24% | 13.84% | 18.77% | Beats 28% | 450 / 629 | | |
| Total Risk-Based Capital Ratio | 12.80% | 11.58% | 14.43% | 19.66% | Beats 36% | 400 / 629 | | |
| Equity / Assets | 9.77% | 9.09% | 10.65% | 13.80% | Beats 36% | 400 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | 109.04% | 67.24% | 80.90% | 93.48% | 95th pctl | 32 / 594 | | |
| Loans / Assets | 90.54% | 53.31% | 67.71% | 78.15% | 99th pctl | 5 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |