New York, NY · Cert 35377 · Helios Bcorp Inc.
State charter, non-member · FDIC · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks under $1B in assets in the New York-Newark-Jersey City, NY-NJ area (n=30 to 31). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
65
Asset Quality
100
Profitability
73
Liquidity
13
Efficiency
71
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
New York, NY · Cert 35377 · Helios Bcorp Inc.
State charter, non-member · FDIC · 1 branch
Q2 2026
Market Position · New York-Newark-Jersey City, NY-NJ · 2026 SOD (annual) · 0.0% share · #119 of 151 inst. · $0.2B of $2921.1B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.63% | 1.32% | 0.09% | 0.11% | 0.09% | 0.15% | 0.56% | 0.68% | +58 bps | |
| Return on Equity | 9.30% | 7.63% | 0.59% | 0.66% | 0.58% | 0.94% | 3.67% | 4.57% | +391 bps | |
| Net Interest Margin | 5.26% | 4.86% | 3.34% | 3.75% | 3.78% | 3.75% | 4.12% | 4.20% | +45 bps | |
| Efficiency Ratio | 59.46% | 59.07% | 92.62% | 90.92% | 89.68% | 87.61% | 76.11% | 71.94% | -1,898 bps | |
| Non-Interest Burden | 3.06% | 2.69% | 3.18% | 3.49% | 3.47% | 3.37% | 3.17% | 3.04% | -45 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -18.08% | 2.79% | 5.84% | 3.03% | 13.47% | 10.69% | 4.34% | 18.81% | +1,578 bps | |
| Loan Growth (YoY) | -14.66% | 3.51% | 30.27% | 92.76% | 119.47% | 73.70% | 75.96% | 67.28% | -2,548 bps | |
| Deposit Growth (YoY) | -7.20% | 3.99% | 8.30% | 2.61% | 16.86% | 13.07% | 5.07% | 23.80% | +2,119 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Allowance / Loans | 1.85% | 1.46% | 1.41% | 1.37% | 1.30% | 1.37% | 1.22% | 1.24% | -12 bps | |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 16.35% | 16.49% | 14.35% | 15.48% | 15.55% | 15.06% | 14.59% | 13.74% | -174 bps | |
| Total Risk-Based Capital | 57.81% | 46.78% | 42.08% | 36.82% | 31.21% | 30.07% | 25.94% | 23.45% | -1,337 bps | |
| Equity / Assets | 18.15% | 16.62% | 15.51% | 16.81% | 16.35% | 15.33% | 15.27% | 14.27% | -255 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 32.37% | 37.53% | 39.83% | 50.58% | 60.80% | 57.65% | 66.70% | 68.35% | +1,777 bps | |
| Liquid Assets / Assets | 70.08% | 66.18% | 63.80% | 54.31% | 45.68% | 48.10% | 40.47% | 38.69% | -1,562 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 280% | 287% | 335% | n/a | n/a | |
New York, NY · Cert 35377 · Peer group: banks under $1B in assets in the New York-Newark-Jersey City, NY-NJ area (n=30-31) · Helios Bcorp Inc.
State charter, non-member · FDIC · 1 branch
Q2 2026
Return on Assets
0.66%
Rank 10 of 31
Net Interest Margin
4.20%
Rank 4 of 31
Efficiency Ratio
74.43%
Rank 10 of 31
Equity / Assets
14.27%
Rank 13 of 31
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.66% | -0.02% | 0.39% | 0.84% | Beats 68% | 10 / 31 | ||
| Return on Equity | 4.60% | -0.19% | 2.57% | 5.72% | Beats 65% | 11 / 31 | ||
| Net Interest Margin | 4.20% | 2.51% | 3.30% | 3.85% | Beats 87% | 4 / 31 | ||
| Efficiency Ratio | 74.43% | 68.41% | 83.66% | 91.76% | Beats 71% | 10 / 31 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.00% | 0.18% | 0.47% | 2.65% | Beats 100% | 5 / 30 | ||
| Net Charge-Offs / Loans | 0.00% | n/a | n/a | 0.02% | Beats 100% | 17 / 30 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 22.20% | 13.24% | 15.54% | 26.77% | Beats 68% | 10 / 31 | ||
| Total Risk-Based Capital Ratio | 23.45% | 14.07% | 16.32% | 26.77% | Beats 68% | 10 / 31 | ||
| Equity / Assets | 14.27% | 10.38% | 13.26% | 17.83% | Beats 58% | 13 / 31 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 68.35% | 84.03% | 94.98% | 103.65% | 16th pctl | 26 / 31 | ||
| Loans / Assets | 57.88% | 61.61% | 75.31% | 83.78% | 19th pctl | 25 / 31 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||