R C B Employees
Connersville, IN · Charter 3536 · Peer group: credit unions under $1B in assets (n=1,656-1,659)
NCUA · 1 branch
Q2 2025
$9.3MAssets
$5.1MLoans
$8.9MShares
$455KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 90% of credit unions under $1B in assets (rank 161 of 1658).
- Widest gap: equity / assets trails 100% of credit unions under $1B in assets (rank 1655 of 1658).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
-1.80%
Rank 1,624 of 1,659
Net Interest Margin
5.00%
Rank 161 of 1,658
Efficiency Ratio
122.79%
Rank 1,620 of 1,656
Equity / Assets
4.88%
Rank 1,655 of 1,658
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -1.80% | 0.35% | 0.78% | 1.25% | Beats 2% | 1,624 / 1,659 | | |
| Return on Equity | -36.92% | 2.75% | 6.06% | 9.41% | Beats 1% | 1,643 / 1,657 | | |
| Net Interest Margin | 5.00% | 3.20% | 3.76% | 4.33% | Beats 90% | 161 / 1,658 | | |
| Efficiency Ratio | 122.79% | 67.69% | 77.34% | 85.79% | Beats 2% | 1,620 / 1,656 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.16% | 0.24% | 0.65% | 1.35% | Beats 80% | 326 / 1,657 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 4.88% | 10.20% | 12.57% | 16.16% | Beats 0% | 1,656 / 1,659 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 4.88% | 10.20% | 12.57% | 16.15% | Beats 0% | 1,655 / 1,658 | | |
| Liquidity & Funding |
| Loans / Deposits | 57.32% | 54.91% | 71.55% | 84.72% | 28th pctl | 1,197 / 1,658 | | |
| Loans / Assets | 54.66% | 46.17% | 60.56% | 71.91% | 38th pctl | 1,027 / 1,658 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |