Philadelphia, PA · Cert 35317
FDIC
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 9.33% | 14.50% | 7.69% | 12.39% | 15.90% | +657 bps | |
| Return on Equity | 17.79% | 27.98% | 14.58% | 22.07% | 26.95% | +916 bps | |
| Net Interest Margin | 1.63% | 1.39% | 1.43% | 1.27% | 1.38% | -25 bps | |
| Efficiency Ratio | 90.09% | 84.50% | 91.66% | 87.09% | 84.12% | -597 bps | |
| Non-Interest Burden | -10.76% | -17.64% | -8.92% | -14.75% | -19.61% | -885 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 9.59% | 6.49% | 10.76% | 5.63% | 4.78% | -482 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Tier 1 Leverage Ratio | 48.52% | 48.78% | 49.28% | 52.61% | 58.19% | +968 bps | |
| Total Risk-Based Capital | 60.81% | 66.03% | 74.22% | 80.74% | 84.53% | +2,372 bps | |
| Equity / Assets | 52.17% | 51.48% | 54.05% | 58.34% | 59.66% | +748 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquid Assets / Assets | 20.35% | 22.65% | 23.46% | 22.74% | 24.72% | +437 bps | |
| CRE / Total Capital | n/a | 0.00% | 0.00% | 0.00% | n/a | n/a | |