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Glenmede Trust Company, National Association, The

Philadelphia, PA · Cert 35317

FDIC

Q2 2026

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, banks under $1B in assets3

Basis

Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

Banks under $1B in assets (n=629). Each measure ranks only the institutions that reported it, so n varies by measure.

Peer groups below the disclosure floor are suppressed.

Peer standing

Capital

93

Q2 2024Q2 2026peer median (50)

Asset Quality

No peer data yet

Profitability

65

Q2 2024Q2 2026peer median (50)

Liquidity

No peer data yet

Efficiency

18

Q2 2024Q2 2026peer median (50)

Growth

No peer data yet

Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.

Source: FFIEC Call Report (031/041/051), as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Glenmede Trust Company, National Association, The

Philadelphia, PA · Cert 35317

FDIC

Q2 2026

$207.0MAssets
$0KLoans
$0KDeposits
$123.5MEquity

NIM

2.50%Q2 ’241.46%Q2 ’251.26%Q2 ’26-42%-16%

Non-interest income vs. expense

117.60%Q2 ’24111.20%Q2 ’25111.03%Q2 ’26+5%-52%

Executive Summary

  • Earnings: ROA of 14.07%, up 404 bps year over year; NIM at 1.35%.
  • Capital: tier 1 leverage ratio of 58.19%, up 968 bps from a year ago.

Financial Results

Return on Assets (YTD, annualized)

14.07%+404 bps YoY

Net Interest Margin (YTD, annualized)

1.35%-25 bps YoY

Efficiency Ratio (YTD, annualized)

85.58%-398 bps YoY

Tier 1 Leverage Ratio

58.19%+968 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets10.03%11.55%10.60%12.39%14.07%+404 bps
Return on Equity19.22%22.21%20.21%22.07%24.53%+531 bps
Net Interest Margin1.60%1.47%1.39%1.27%1.35%-25 bps
Efficiency Ratio89.56%87.83%88.84%87.09%85.58%-398 bps
Non-Interest Burden-11.50%-13.12%-11.72%-14.75%-17.45%-594 bps
Growth
Asset Growth (YoY)9.59%6.49%10.76%5.63%4.78%-482 bps
Loan Growth (YoY)n/an/an/an/an/an/an/a
Deposit Growth (YoY)n/an/an/an/an/an/an/a
Asset Quality
Nonperforming Loans / Loansn/an/an/an/an/an/an/a
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ratio48.52%48.78%49.28%52.61%58.19%+968 bps
Total Risk-Based Capital60.81%66.03%74.22%80.74%84.53%+2,372 bps
Equity / Assets52.17%51.48%54.05%58.34%59.66%+748 bps
Liquidity & Funding
Loans / Depositsn/an/an/an/an/an/an/a
Liquid Assets / Assets20.35%22.65%23.46%22.74%24.72%+437 bps
CRE / Total Capitaln/a0.00%0.00%0.00%n/an/a

Source: FFIEC Call Report (031/041/051), as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Income-statement figures are year-to-date as filed, annualized (the UBPR convention). Each quarter includes the ones before it.

CallReports · callreports.ai· Performance TrendsGenerated 2026-10-11

Glenmede Trust Company, National Association, The

Philadelphia, PA · Cert 35317 · Peer group: banks under $1B in assets (n=629)

FDIC

Q2 2026

$207.0MAssets
$0KLoans
$0KDeposits
$123.5MEquity

Executive Summary

  • Strongest standing: return on assets outperforms 97% of banks under $1B in assets (rank 18 of 629).
  • Widest gap: net interest margin trails 98% of banks under $1B in assets (rank 617 of 629).
  • Overall: at or above the peer median on 5 of 7 directional measures.

Return on Assets

13.91%

Rank 18 of 629

Net Interest Margin

1.35%

Rank 617 of 629

Efficiency Ratio

85.58%

Rank 518 of 629

Equity / Assets

59.66%

Rank 43 of 629

Non-interest income vs. expense

$259.5M$224.3MINCOMEEXPENSE
Favorable gap of $35.2M · efficiency ratio beats 18% of banks under $1B in assets
Bank 85.58%Peer median 67.8%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRankPeer Position
Earnings
Return on Assets13.91%0.60%1.01%1.45%Beats 97%18 / 629
Return on Equity23.32%5.38%9.30%13.28%Beats 96%27 / 629
Net Interest Margin1.35%3.03%3.54%4.05%Beats 2%617 / 629
Efficiency Ratio85.58%58.35%67.79%79.08%Beats 18%518 / 629
Asset Quality
Nonperforming Loans / Loansn/aNot reported for this institution
Net Charge-Offs / Loansn/aNot reported for this institution
Capital
Tier 1 Capital Ratio84.53%11.24%13.84%18.77%Beats 93%44 / 629
Total Risk-Based Capital Ratio84.53%11.58%14.43%19.66%Beats 93%44 / 629
Equity / Assets59.66%9.09%10.65%13.80%Beats 93%43 / 629
Liquidity & Funding
Loans / Depositsn/aNot reported for this institution
Loans / Assets0.00%53.31%67.71%78.15%0th pctl582 / 629
Brokered Deposits / Depositsn/aNot reported for this institution