Wilmington, DE · Cert 35267
FDIC · 1 branch
Q4 2022
Market Position · Philadelphia-Camden-Wilmington, PA-NJ-DE-MD · 2022 SOD (annual) · 0.0% share · #92 of 100 inst. · $0.0B of $598.9B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q4 2021 | Q1 2022 | Q2 2022 | Q3 2022 | Q4 2022 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 6.14% | 6.12% | 6.99% | 8.02% | 9.21% | +307 bps | |
| Return on Equity | 6.34% | 6.29% | 7.20% | 8.30% | 9.47% | +314 bps | |
| Net Interest Margin | 0.24% | 0.29% | 0.70% | 1.97% | 3.35% | +310 bps | |
| Efficiency Ratio | 39.32% | 42.57% | 33.43% | 29.56% | 26.23% | -1,309 bps | |
| Non-Interest Burden | -7.97% | -7.82% | -8.59% | -8.71% | -8.90% | -93 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 6.54% | 4.92% | 6.56% | 6.93% | 6.23% | -31 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | 0.00% | -100.00% | 0.00% | 0.00% | -100.00% | -10,000 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Tier 1 Leverage Ratio | 97.95% | 97.99% | 97.86% | 97.62% | 98.18% | +24 bps | |
| Total Risk-Based Capital | 97.95% | 97.99% | 97.86% | 97.62% | 98.18% | +24 bps | |
| Equity / Assets | 96.85% | 97.58% | 96.47% | 96.61% | 97.71% | +86 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 0.00% | n/a | 0.00% | 0.00% | n/a | n/a | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |