Wyoming Community Bank
Riverton, WY · Cert 35220 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Wyoming National Bcorp Inc.
State charter, Fed member · FED · 3 branches
Q2 2026
$262.4MAssets
$168.8MLoans
$234.3MDeposits
$21.0MEquity
Executive Summary
- Strongest standing: return on equity outperforms 83% of banks under $1B in assets operating in a single state (rank 128 of 746).
- Widest gap: total risk-based capital ratio trails 97% of banks under $1B in assets operating in a single state (rank 722 of 746).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.19%
Rank 300 of 746
Net Interest Margin
3.91%
Rank 289 of 746
Efficiency Ratio
63.10%
Rank 340 of 746
Equity / Assets
7.98%
Rank 648 of 746
Non-interest income vs. expense
Unfavorable gap of $6.1M · efficiency ratio beats 55% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.19% | 0.72% | 1.06% | 1.45% | Beats 60% | 300 / 746 | | |
| Return on Equity | 14.96% | 6.74% | 10.51% | 13.63% | Beats 83% | 128 / 746 | | |
| Net Interest Margin | 3.91% | 3.17% | 3.68% | 4.16% | Beats 61% | 289 / 746 | | |
| Efficiency Ratio | 63.10% | 55.74% | 64.58% | 75.47% | Beats 55% | 340 / 746 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.31% | 0.09% | 0.42% | 1.07% | Beats 59% | 307 / 743 | | |
| Net Charge-Offs / Loans | 0.02% | 0.00% | 0.01% | 0.05% | Beats 40% | 451 / 743 | | |
| Capital |
| Tier 1 Capital Ratio | 9.52% | 11.55% | 13.75% | 17.60% | Beats 3% | 722 / 746 | | |
| Total Risk-Based Capital Ratio | 9.52% | 11.71% | 14.33% | 18.43% | Beats 3% | 722 / 746 | | |
| Equity / Assets | 7.98% | 8.90% | 10.51% | 13.06% | Beats 13% | 648 / 746 | | |
| Liquidity & Funding |
| Loans / Deposits | 72.04% | 61.31% | 78.27% | 90.78% | 38th pctl | 461 / 746 | | |
| Loans / Assets | 64.32% | 53.60% | 66.97% | 76.08% | 43rd pctl | 422 / 746 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |