Boston, MA · Cert 35206
State savings bank · OCC · 2 branches
Q2 2026
Market Position · Manchester-Nashua, NH · 2026 SOD (annual) · 0.0% share · #24 of 24 inst. · $0.0B of $15.4B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 21.53% | 20.29% | 28.84% | 28.49% | 28.64% | 27.95% | 32.49% | 33.31% | +482 bps | |
| Return on Equity | 22.27% | 21.03% | 29.95% | 29.55% | 29.69% | 29.10% | 33.85% | 34.58% | +503 bps | |
| Net Interest Margin | 4.09% | 4.33% | 3.79% | 3.60% | 3.44% | 3.66% | 3.46% | 3.30% | -30 bps | |
| Efficiency Ratio | 42.51% | 43.09% | 46.62% | 43.48% | 41.97% | 43.15% | 39.95% | 36.91% | -656 bps | |
| Non-Interest Burden | -21.78% | -22.70% | -29.13% | -30.36% | -29.66% | -28.62% | -38.94% | -39.97% | -961 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 26.33% | -18.79% | -15.91% | -14.00% | -13.52% | 1.73% | 1.07% | 2.79% | +1,679 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 100.58% | 71.82% | 100.34% | 100.76% | 100.66% | 79.86% | 100.30% | 101.53% | +77 bps | |
| Total Risk-Based Capital | 100.58% | 71.82% | 100.34% | 100.76% | 100.66% | 79.86% | 100.30% | 101.53% | +77 bps | |
| Equity / Assets | 97.09% | 95.47% | 97.08% | 96.58% | 96.61% | 94.35% | 97.52% | 96.87% | +29 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 0.00% | 0.00% | 0.00% | n/a | n/a | |