Farm Bureau Bank FSB
Reno, NV · Cert 35157 · Peer group: banks $1B-$10B in assets (n=322-328) · FB Bcorp
State savings bank · OCC · 2 branches
Q2 2026
$1.1BAssets
$714.8MLoans
$906.5MDeposits
$103.1MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 73% of banks $1B-$10B in assets (rank 87 of 328).
- Widest gap: net charge-offs / loans trails 96% of banks $1B-$10B in assets (rank 310 of 322).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.39%
Rank 313 of 328
Net Interest Margin
3.80%
Rank 87 of 328
Efficiency Ratio
80.79%
Rank 310 of 328
Equity / Assets
9.72%
Rank 202 of 328
Non-interest income vs. expense
Unfavorable gap of $31.2M · efficiency ratio beats 6% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.39% | 0.91% | 1.22% | 1.52% | Beats 5% | 313 / 328 | | |
| Return on Equity | 3.97% | 8.43% | 11.45% | 14.43% | Beats 5% | 312 / 328 | | |
| Net Interest Margin | 3.80% | 3.03% | 3.45% | 3.83% | Beats 73% | 87 / 328 | | |
| Efficiency Ratio | 80.79% | 51.61% | 59.56% | 67.53% | Beats 6% | 310 / 328 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.79% | 0.24% | 0.51% | 1.03% | Beats 35% | 210 / 322 | | |
| Net Charge-Offs / Loans | 0.75% | 0.01% | 0.03% | 0.10% | Beats 4% | 310 / 322 | | |
| Capital |
| Tier 1 Capital Ratio | 13.40% | 11.75% | 13.15% | 15.47% | Beats 55% | 149 / 328 | | |
| Total Risk-Based Capital Ratio | 14.65% | 12.63% | 14.15% | 16.46% | Beats 57% | 141 / 328 | | |
| Equity / Assets | 9.72% | 9.15% | 10.33% | 12.01% | Beats 38% | 202 / 328 | | |
| Liquidity & Funding |
| Loans / Deposits | 78.85% | 76.63% | 87.92% | 95.36% | 28th pctl | 232 / 323 | | |
| Loans / Assets | 67.37% | 65.18% | 74.15% | 79.98% | 30th pctl | 231 / 328 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |