New York, NY · Cert 35154 · BTG Pactual G7 Holding Sa
National charter · OCC · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks under $1B in assets in the New York-Newark-Jersey City, NY-NJ area (n=30 to 31). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
94
Asset Quality
44
Profitability
23
Liquidity
87
Efficiency
55
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
New York, NY · Cert 35154 · BTG Pactual G7 Holding Sa
National charter · OCC · 1 branch
Q2 2026
Market Position · New York-Newark-Jersey City, NY-NJ · 2026 SOD (annual) · 0.0% share · #101 of 151 inst. · $0.5B of $2921.1B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.99% | 0.80% | 0.19% | 0.22% | 0.29% | 0.29% | -0.06% | -0.13% | -35 bps | |
| Return on Equity | 8.62% | 6.92% | 1.65% | 1.86% | 2.46% | 1.11% | -0.12% | -0.26% | -212 bps | |
| Net Interest Margin | 2.66% | 2.64% | 2.65% | 2.63% | 2.69% | 2.59% | 2.92% | 2.99% | +36 bps | |
| Efficiency Ratio | 85.77% | 86.43% | 87.33% | 86.44% | 84.07% | 81.65% | 80.71% | 83.50% | -294 bps | |
| Non-Interest Burden | 2.25% | 2.25% | 2.29% | 2.25% | 2.24% | 2.09% | 2.35% | 2.49% | +24 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 10.97% | 3.78% | -0.51% | 1.21% | -2.18% | 118.76% | 121.91% | 144.88% | +14,367 bps | |
| Loan Growth (YoY) | 4.67% | -0.79% | -3.67% | -0.30% | 6.06% | 5.81% | 31.18% | 67.05% | +6,734 bps | |
| Deposit Growth (YoY) | 7.89% | 1.73% | -1.58% | 0.15% | -4.74% | 21.75% | 26.61% | 57.10% | +5,696 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.00% | 0.27% | 0.28% | 0.25% | 0.23% | 0.23% | 0.19% | 0.18% | -7 bps | |
| Net Charge-Offs / Loans | 0.80% | 0.71% | 0.02% | 0.06% | 0.04% | 0.03% | -0.02% | 0.28% | +22 bps | |
| Allowance / Loans | 1.07% | 1.02% | 1.05% | 1.03% | 0.97% | 1.01% | 1.15% | 1.00% | -3 bps | |
| Allowance Coverage of NPLs | n/a | 3.8x | 3.7x | 4.1x | 4.2x | 4.4x | 6.1x | 5.7x | +1.6x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 11.25% | 11.18% | 11.22% | 11.40% | 11.64% | 106.59% | 51.20% | 48.10% | +3,670 bps | |
| Total Risk-Based Capital | 20.96% | 20.79% | 21.50% | 21.43% | 20.37% | 198.52% | 156.25% | 112.79% | +9,135 bps | |
| Equity / Assets | 11.63% | 11.63% | 11.84% | 11.99% | 12.26% | 51.71% | 51.41% | 46.84% | +3,485 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 89.69% | 88.66% | 88.77% | 91.30% | 99.85% | 77.05% | 91.97% | 97.08% | +578 bps | |
| Liquid Assets / Assets | 11.53% | 10.71% | 12.07% | 10.77% | 5.67% | 57.91% | 51.90% | 44.00% | +3,323 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 338% | 33.17% | 34.02% | n/a | n/a | |
New York, NY · Cert 35154 · Peer group: banks under $1B in assets in the New York-Newark-Jersey City, NY-NJ area (n=30-31) · BTG Pactual G7 Holding Sa
National charter · OCC · 1 branch
Q2 2026
Return on Assets
-0.12%
Rank 25 of 31
Net Interest Margin
2.99%
Rank 21 of 31
Efficiency Ratio
83.50%
Rank 15 of 31
Equity / Assets
46.84%
Rank 2 of 31
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | -0.12% | -0.02% | 0.39% | 0.84% | Beats 19% | 25 / 31 | ||
| Return on Equity | -0.26% | -0.19% | 2.57% | 5.72% | Beats 19% | 25 / 31 | ||
| Net Interest Margin | 2.99% | 2.51% | 3.30% | 3.85% | Beats 32% | 21 / 31 | ||
| Efficiency Ratio | 83.50% | 68.41% | 83.66% | 91.76% | Beats 55% | 15 / 31 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.18% | 0.18% | 0.47% | 2.65% | Beats 77% | 8 / 30 | ||
| Net Charge-Offs / Loans | 0.15% | n/a | n/a | 0.02% | Beats 10% | 28 / 30 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 111.63% | 13.24% | 15.54% | 26.77% | Beats 94% | 2 / 31 | ||
| Total Risk-Based Capital Ratio | 112.79% | 14.07% | 16.32% | 26.77% | Beats 94% | 2 / 31 | ||
| Equity / Assets | 46.84% | 10.38% | 13.26% | 17.83% | Beats 94% | 2 / 31 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 97.08% | 84.03% | 94.98% | 103.65% | 55th pctl | 14 / 31 | ||
| Loans / Assets | 45.68% | 61.61% | 75.31% | 83.78% | 6th pctl | 29 / 31 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||