Seattle Bank
Seattle, WA · Cert 35139 · Peer group: banks under $1B in assets (n=581-629) · Seattle Bancshares Inc.
SI · FDIC · 1 branch
Q2 2026
$891.4MAssets
$736.5MLoans
$785.2MDeposits
$93.9MEquity
Executive Summary
- Strongest standing: efficiency ratio outperforms 72% of banks under $1B in assets (rank 178 of 629).
- Widest gap: net charge-offs / loans trails 96% of banks under $1B in assets (rank 559 of 581).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.10%
Rank 282 of 629
Net Interest Margin
3.80%
Rank 233 of 629
Efficiency Ratio
60.04%
Rank 178 of 629
Equity / Assets
10.54%
Rank 329 of 629
Non-interest income vs. expense
Unfavorable gap of $15.1M · efficiency ratio beats 72% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.10% | 0.60% | 1.01% | 1.45% | Beats 55% | 282 / 629 | | |
| Return on Equity | 10.39% | 5.38% | 9.30% | 13.28% | Beats 56% | 279 / 629 | | |
| Net Interest Margin | 3.80% | 3.03% | 3.54% | 4.05% | Beats 63% | 233 / 629 | | |
| Efficiency Ratio | 60.04% | 58.35% | 67.79% | 79.08% | Beats 72% | 178 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.81% | 0.09% | 0.46% | 1.20% | Beats 8% | 538 / 581 | | |
| Net Charge-Offs / Loans | 0.44% | n/a | 0.01% | 0.06% | Beats 4% | 559 / 581 | | |
| Capital |
| Tier 1 Capital Ratio | 13.25% | 11.24% | 13.84% | 18.77% | Beats 46% | 340 / 629 | | |
| Total Risk-Based Capital Ratio | 14.51% | 11.58% | 14.43% | 19.66% | Beats 50% | 312 / 629 | | |
| Equity / Assets | 10.54% | 9.09% | 10.65% | 13.80% | Beats 48% | 329 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | 93.79% | 67.24% | 80.90% | 93.48% | 76th pctl | 143 / 594 | | |
| Loans / Assets | 82.61% | 53.31% | 67.71% | 78.15% | 87th pctl | 84 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |