Wells Fargo Bank, National Association
Sioux Falls, SD · Cert 3511 · Peer group: banks over $10B in assets (n=142-144) · Wells Fargo&Company
National charter · OCC · 2 affiliate banks · 4,157 branches (4,159 in holding)
Q2 2026
$1907.9BAssets
$997.8BLoans
$1554.6BDeposits
$169.5BEquity
Executive Summary
- Strongest standing: return on equity outperforms 78% of banks over $10B in assets (rank 32 of 144).
- Widest gap: equity / assets trails 83% of banks over $10B in assets (rank 119 of 144).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
1.34%
Rank 57 of 144
Net Interest Margin
2.81%
Rank 110 of 144
Efficiency Ratio
55.01%
Rank 66 of 144
Equity / Assets
8.88%
Rank 119 of 144
Non-interest income vs. expense
Unfavorable gap of $18.0B · efficiency ratio beats 55% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.34% | 1.00% | 1.26% | 1.54% | Beats 60% | 57 / 144 | |
| Return on Equity | 15.11% | 8.98% | 11.34% | 14.40% | Beats 78% | 32 / 144 | |
| Net Interest Margin | 2.81% | 2.82% | 3.31% | 3.68% | Beats 24% | 110 / 144 | |
| Efficiency Ratio | 55.01% | 49.42% | 56.02% | 62.41% | Beats 55% | 66 / 144 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.04% | 0.48% | 0.73% | 1.07% | Beats 27% | 105 / 142 | |
| Net Charge-Offs / Loans | 0.27% | 0.05% | 0.11% | 0.22% | Beats 22% | 112 / 142 | |
| Capital |
| Tier 1 Capital Ratio | 12.06% | 12.07% | 12.98% | 14.92% | Beats 24% | 110 / 144 | |
| Total Risk-Based Capital Ratio | 13.50% | 13.39% | 14.14% | 16.25% | Beats 28% | 103 / 144 | |
| Equity / Assets | 8.88% | 9.69% | 11.39% | 12.96% | Beats 17% | 119 / 144 | |
| Liquidity & Funding |
| Loans / Deposits | 64.18% | 75.72% | 84.92% | 91.56% | 10th pctl | 128 / 143 | |
| Loans / Assets | 52.30% | 59.83% | 69.07% | 74.80% | 14th pctl | 124 / 144 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |