Petit Jean State Bank
Morrilton, AR · Cert 35084 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Petit Jean Bancshares Inc.
State charter, Fed member · FED · 2 branches
Q2 2026
$260.0MAssets
$143.8MLoans
$210.5MDeposits
$44.1MEquity
Executive Summary
- Strongest standing: efficiency ratio outperforms 97% of banks under $1B in assets operating in a single state (rank 24 of 746).
- Widest gap: nonperforming loans / loans trails 59% of banks under $1B in assets operating in a single state (rank 437 of 743).
- Overall: at or above the peer median on 8 of 9 directional measures.
Return on Assets
1.95%
Rank 47 of 746
Net Interest Margin
3.82%
Rank 321 of 746
Efficiency Ratio
39.95%
Rank 24 of 746
Equity / Assets
16.96%
Rank 62 of 746
Non-interest income vs. expense
Unfavorable gap of $3.5M · efficiency ratio beats 97% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.95% | 0.72% | 1.06% | 1.45% | Beats 94% | 47 / 746 | |
| Return on Equity | 11.48% | 6.74% | 10.51% | 13.63% | Beats 59% | 303 / 746 | |
| Net Interest Margin | 3.82% | 3.17% | 3.68% | 4.16% | Beats 57% | 321 / 746 | |
| Efficiency Ratio | 39.95% | 55.74% | 64.58% | 75.47% | Beats 97% | 24 / 746 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.63% | 0.09% | 0.42% | 1.07% | Beats 41% | 437 / 743 | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 70% | 231 / 743 | |
| Capital |
| Tier 1 Capital Ratio | 16.93% | 11.55% | 13.75% | 17.60% | Beats 72% | 211 / 746 | |
| Total Risk-Based Capital Ratio | 16.93% | 11.71% | 14.33% | 18.43% | Beats 69% | 231 / 746 | |
| Equity / Assets | 16.96% | 8.90% | 10.51% | 13.06% | Beats 92% | 62 / 746 | |
| Liquidity & Funding |
| Loans / Deposits | 68.31% | 61.31% | 78.27% | 90.78% | 33rd pctl | 498 / 746 | |
| Loans / Assets | 55.32% | 53.60% | 66.97% | 76.08% | 28th pctl | 538 / 746 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |