Philadelphia, PA · Cert 35075
State charter, non-member · FDIC · 1 branch
Q2 2026
Market Position · Philadelphia-Camden-Wilmington, PA-NJ-DE-MD · 2026 SOD (annual) · 0.0% share · #77 of 88 inst. · $0.0B of $685.1B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 12.79% | 14.86% | 14.52% | 11.41% | 16.98% | +420 bps | |
| Return on Equity | 18.17% | 21.18% | 21.02% | 16.49% | 24.12% | +595 bps | |
| Net Interest Margin | 2.81% | 3.07% | 2.16% | 2.13% | 2.74% | -7 bps | |
| Efficiency Ratio | 63.66% | 58.76% | 69.53% | 68.55% | 59.90% | -376 bps | |
| Non-Interest Burden | -14.95% | -17.41% | -13.46% | -12.73% | -20.31% | -535 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 8.41% | 3.44% | 4.75% | 2.35% | 3.29% | -513 bps | |
| Loan Growth (YoY) | 12.64% | 9.00% | -31.32% | -34.40% | -18.95% | -3,160 bps | |
| Deposit Growth (YoY) | 13.52% | 13.80% | 15.46% | 13.48% | 8.16% | -536 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Allowance / Loans | 1.55% | 1.49% | 2.22% | 2.34% | 1.91% | +36 bps | |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Tier 1 Leverage Ratio | 71.95% | 72.05% | 69.09% | 69.09% | 71.82% | -13 bps | |
| Total Risk-Based Capital | 71.95% | 72.05% | 69.09% | 69.09% | 71.82% | -13 bps | |
| Equity / Assets | 70.91% | 69.42% | 68.79% | 69.69% | 71.13% | +23 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 143.81% | 131.50% | 82.15% | 84.58% | 107.76% | -3,605 bps | |
| Liquid Assets / Assets | 6.20% | 8.29% | 26.14% | 15.95% | 5.41% | -79 bps | |
| CRE / Total Capital | n/a | 3.81% | 5.38% | 5.30% | n/a | n/a | |