Wintrust Private Trust Company, National Association
Lake Forest, IL · Cert 35063 · Peer group: banks under $1B in assets in IL (n=151)
FDIC
Q2 2026
$139.1MAssets
$0KLoans
$0KDeposits
$136.9MEquity
Executive Summary
- Strongest standing: return on assets outperforms 99% of banks under $1B in assets in IL (rank 2 of 151).
- Widest gap: net interest margin trails 100% of banks under $1B in assets in IL (rank 151 of 151).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
4.69%
Rank 2 of 151
Net Interest Margin
1.24%
Rank 151 of 151
Efficiency Ratio
70.94%
Rank 109 of 151
Equity / Assets
98.39%
Rank 1 of 151
Non-interest income vs. expense
Favorable gap of $7.0M · efficiency ratio beats 28% of banks under $1B in assets in IL | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 4.69% | 0.70% | 1.03% | 1.34% | Beats 99% | 2 / 151 | | |
| Return on Equity | 4.77% | 6.74% | 9.34% | 12.94% | Beats 15% | 128 / 151 | | |
| Net Interest Margin | 1.24% | 3.02% | 3.43% | 3.83% | Beats 0% | 151 / 151 | | |
| Efficiency Ratio | 70.94% | 54.64% | 64.89% | 72.50% | Beats 28% | 109 / 151 | | |
| Asset Quality |
| Nonperforming Loans / Loans | n/a | Not reported for this institution |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 460% | 11.83% | 14.17% | 18.66% | Beats 99% | 2 / 151 | | |
| Total Risk-Based Capital Ratio | 460% | 12.22% | 14.54% | 19.92% | Beats 99% | 2 / 151 | | |
| Equity / Assets | 98.39% | 9.10% | 10.65% | 12.40% | Beats 99% | 1 / 151 | | |
| Liquidity & Funding |
| Loans / Deposits | n/a | Not reported for this institution |
| Loans / Assets | 0.00% | 45.91% | 61.31% | 68.01% | 0th pctl | 150 / 151 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |