Auburnbank
Auburn, AL · Cert 35 · Peer group: banks $1B-$10B in assets (n=313-319) · Auburn National Bcorp Inc.
State charter, Fed member · FED · 7 branches
Q2 2026
$1.1BAssets
$580.3MLoans
$990.5MDeposits
$90.9MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 95% of banks $1B-$10B in assets (rank 16 of 313).
- Widest gap: equity / assets trails 89% of banks $1B-$10B in assets (rank 283 of 319).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.85%
Rank 255 of 319
Net Interest Margin
3.01%
Rank 245 of 319
Efficiency Ratio
68.21%
Rank 246 of 319
Equity / Assets
8.38%
Rank 283 of 319
Non-interest income vs. expense
Unfavorable gap of $20.2M · efficiency ratio beats 23% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.85% | 0.91% | 1.21% | 1.53% | Beats 20% | 255 / 319 | |
| Return on Equity | 10.14% | 8.49% | 11.44% | 14.57% | Beats 36% | 203 / 319 | |
| Net Interest Margin | 3.01% | 3.06% | 3.43% | 3.81% | Beats 23% | 245 / 319 | |
| Efficiency Ratio | 68.21% | 51.90% | 59.57% | 67.64% | Beats 23% | 246 / 319 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.01% | 0.25% | 0.54% | 1.18% | Beats 95% | 16 / 313 | |
| Net Charge-Offs / Loans | 0.07% | 0.01% | 0.04% | 0.12% | Beats 34% | 208 / 313 | |
| Capital |
| Tier 1 Capital Ratio | 16.26% | 11.74% | 12.99% | 15.28% | Beats 82% | 58 / 319 | |
| Total Risk-Based Capital Ratio | 17.24% | 12.61% | 14.01% | 16.23% | Beats 82% | 56 / 319 | |
| Equity / Assets | 8.38% | 9.03% | 10.33% | 12.01% | Beats 11% | 283 / 319 | |
| Liquidity & Funding |
| Loans / Deposits | 58.59% | 76.76% | 88.16% | 95.43% | 6th pctl | 294 / 314 | |
| Loans / Assets | 53.48% | 65.79% | 74.05% | 79.84% | 10th pctl | 288 / 319 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |