Oklahoma City, OK · Cert 34988
FDIC
Q2 2017
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q2 2016 | Q3 2016 | Q4 2016 | Q1 2017 | Q2 2017 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.78% | 5.93% | 5.57% | 7.03% | 8.29% | +651 bps | |
| Return on Equity | 2.03% | 6.88% | 6.58% | 7.92% | 8.98% | +694 bps | |
| Net Interest Margin | 1.69% | 1.37% | 1.33% | 1.45% | 1.59% | -11 bps | |
| Efficiency Ratio | 96.05% | 86.62% | 86.20% | 84.37% | 82.12% | -1,393 bps | |
| Non-Interest Burden | -1.22% | -8.48% | -8.42% | -10.18% | -11.95% | -1,073 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.35% | 3.30% | 6.36% | -1.18% | 2.31% | -205 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Tier 1 Leverage Ratio | 86.07% | 84.95% | 84.35% | 88.30% | 92.81% | +674 bps | |
| Total Risk-Based Capital | 115.86% | 100.19% | 98.93% | 111.51% | 108.49% | -738 bps | |
| Equity / Assets | 87.34% | 85.10% | 84.36% | 93.52% | 91.36% | +402 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |