Red River Bank
Alexandria, LA · Cert 34980 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258) · Red River Bancshares Inc.
State charter, non-member · FDIC · 28 branches
Q2 2026
$3.3BAssets
$2.3BLoans
$2.9BDeposits
$375.0MEquity
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 87% of banks $1B-$10B in assets operating in a single state (rank 34 of 258).
- Widest gap: net interest margin trails 54% of banks $1B-$10B in assets operating in a single state (rank 140 of 258).
- Overall: at or above the peer median on 8 of 9 directional measures.
Return on Assets
1.47%
Rank 73 of 258
Net Interest Margin
3.43%
Rank 140 of 258
Efficiency Ratio
53.66%
Rank 80 of 257
Equity / Assets
11.33%
Rank 86 of 258
Non-interest income vs. expense
Unfavorable gap of $50.9M · efficiency ratio beats 69% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.47% | 0.93% | 1.23% | 1.54% | Beats 72% | 73 / 258 | |
| Return on Equity | 12.99% | 9.26% | 11.84% | 14.74% | Beats 60% | 102 / 258 | |
| Net Interest Margin | 3.43% | 3.16% | 3.49% | 3.88% | Beats 46% | 140 / 258 | |
| Efficiency Ratio | 53.66% | 51.71% | 60.30% | 69.65% | Beats 69% | 80 / 257 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.11% | 0.19% | 0.46% | 0.90% | Beats 86% | 36 / 258 | |
| Net Charge-Offs / Loans | 0.01% | 0.01% | 0.02% | 0.07% | Beats 65% | 92 / 258 | |
| Capital |
| Tier 1 Capital Ratio | 17.32% | 11.41% | 12.98% | 15.12% | Beats 87% | 34 / 258 | |
| Total Risk-Based Capital Ratio | 18.37% | 12.10% | 13.91% | 16.08% | Beats 86% | 37 / 258 | |
| Equity / Assets | 11.33% | 9.09% | 10.24% | 11.72% | Beats 67% | 86 / 258 | |
| Liquidity & Funding |
| Loans / Deposits | 77.79% | 73.24% | 86.34% | 95.95% | 33rd pctl | 173 / 258 | |
| Loans / Assets | 68.47% | 63.01% | 72.27% | 78.40% | 36th pctl | 166 / 258 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |