Red River Bank
Alexandria, LA · Cert 34980 · Peer group: banks $1B-$10B in assets operating in a single state (n=268-269) · Red River Bancshares Inc.
State charter, non-member · FDIC · 28 branches
Q2 2026
$3.3BAssets
$2.3BLoans
$2.9BDeposits
$375.0MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 86% of banks $1B-$10B in assets operating in a single state (rank 39 of 269).
- Widest gap: net interest margin trails 56% of banks $1B-$10B in assets operating in a single state (rank 151 of 269).
- Overall: at or above the peer median on 8 of 9 directional measures.
Return on Assets
1.47%
Rank 77 of 269
Net Interest Margin
3.43%
Rank 151 of 269
Efficiency Ratio
53.66%
Rank 83 of 268
Equity / Assets
11.33%
Rank 93 of 269
Non-interest income vs. expense
Unfavorable gap of $50.9M · efficiency ratio beats 69% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.47% | 0.93% | 1.23% | 1.54% | Beats 71% | 77 / 269 | |
| Return on Equity | 12.99% | 9.13% | 11.77% | 14.52% | Beats 62% | 103 / 269 | |
| Net Interest Margin | 3.43% | 3.16% | 3.50% | 3.88% | Beats 44% | 151 / 269 | |
| Efficiency Ratio | 53.66% | 51.70% | 60.21% | 69.66% | Beats 69% | 83 / 268 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.11% | 0.19% | 0.45% | 0.89% | Beats 86% | 39 / 269 | |
| Net Charge-Offs / Loans | 0.01% | 0.01% | 0.02% | 0.06% | Beats 64% | 98 / 269 | |
| Capital |
| Tier 1 Capital Ratio | 17.32% | 11.29% | 13.10% | 15.21% | Beats 86% | 39 / 269 | |
| Total Risk-Based Capital Ratio | 18.37% | 12.04% | 13.91% | 16.33% | Beats 85% | 41 / 269 | |
| Equity / Assets | 11.33% | 9.18% | 10.29% | 11.76% | Beats 65% | 93 / 269 | |
| Liquidity & Funding |
| Loans / Deposits | 77.79% | 72.68% | 86.29% | 95.72% | 33rd pctl | 181 / 269 | |
| Loans / Assets | 68.47% | 62.46% | 72.27% | 78.37% | 36th pctl | 173 / 269 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |