Banco Popular de Puerto Rico
San Juan, PR · Cert 34968 · Peer group: banks over $10B in assets (n=142-144) · Popular Inc.
State charter, Fed member · FED · 1 affiliate bank · 163 branches (199 in holding)
Q2 2026
$63.3BAssets
$27.9BLoans
$58.2BDeposits
$4.0BEquity
Executive Summary
- Strongest standing: return on equity outperforms 91% of banks over $10B in assets (rank 13 of 144).
- Widest gap: equity / assets trails 98% of banks over $10B in assets (rank 141 of 144).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.33%
Rank 60 of 144
Net Interest Margin
3.65%
Rank 39 of 144
Efficiency Ratio
56.26%
Rank 77 of 144
Equity / Assets
6.37%
Rank 141 of 144
Non-interest income vs. expense
Unfavorable gap of $1.1B · efficiency ratio beats 47% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.33% | 1.00% | 1.26% | 1.54% | Beats 58% | 60 / 144 | | |
| Return on Equity | 20.93% | 8.98% | 11.34% | 14.40% | Beats 91% | 13 / 144 | | |
| Net Interest Margin | 3.65% | 2.82% | 3.31% | 3.68% | Beats 73% | 39 / 144 | | |
| Efficiency Ratio | 56.26% | 49.42% | 56.02% | 62.41% | Beats 47% | 77 / 144 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.40% | 0.48% | 0.73% | 1.07% | Beats 5% | 136 / 142 | | |
| Net Charge-Offs / Loans | 0.75% | 0.05% | 0.11% | 0.22% | Beats 10% | 129 / 142 | | |
| Capital |
| Tier 1 Capital Ratio | 16.40% | 12.07% | 12.98% | 14.92% | Beats 85% | 22 / 144 | | |
| Total Risk-Based Capital Ratio | 17.66% | 13.39% | 14.14% | 16.25% | Beats 84% | 23 / 144 | | |
| Equity / Assets | 6.37% | 9.69% | 11.39% | 12.96% | Beats 2% | 141 / 144 | | |
| Liquidity & Funding |
| Loans / Deposits | 47.97% | 75.72% | 84.92% | 91.56% | 5th pctl | 136 / 143 | | |
| Loans / Assets | 44.09% | 59.83% | 69.07% | 74.80% | 10th pctl | 129 / 144 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |