Alliance Bank
Topeka, KS · Cert 34930 · Peer group: banks under $1B in assets (n=553-600)
FDIC · 2 branches
Q3 2024
$144.7MAssets
$103.6MLoans
$123.2MDeposits
$18.1MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 81% of banks under $1B in assets (rank 112 of 599).
- Widest gap: total risk-based capital ratio trails 67% of banks under $1B in assets (rank 400 of 599).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.30%
Rank 135 of 600
Net Interest Margin
3.96%
Rank 112 of 599
Efficiency Ratio
57.37%
Rank 112 of 599
Equity / Assets
12.52%
Rank 163 of 599
Non-interest income vs. expense
Unfavorable gap of $3.2M · efficiency ratio beats 81% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.30% | 0.46% | 0.79% | 1.24% | Beats 78% | 135 / 600 | | |
| Return on Equity | 10.41% | 4.80% | 8.06% | 11.58% | Beats 67% | 195 / 599 | | |
| Net Interest Margin | 3.96% | 2.69% | 3.18% | 3.78% | Beats 81% | 112 / 599 | | |
| Efficiency Ratio | 57.37% | 60.70% | 71.81% | 83.57% | Beats 81% | 112 / 599 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.09% | 0.07% | 0.33% | 0.86% | Beats 72% | 158 / 553 | | |
| Net Charge-Offs / Loans | 0.01% | 0.00% | 0.02% | 0.08% | Beats 62% | 211 / 553 | | |
| Capital |
| Tier 1 Capital Ratio | 12.37% | 11.16% | 13.46% | 17.80% | Beats 40% | 362 / 599 | | |
| Total Risk-Based Capital Ratio | 12.37% | 11.63% | 14.22% | 18.75% | Beats 33% | 400 / 599 | | |
| Equity / Assets | 12.52% | 8.41% | 10.03% | 12.90% | Beats 73% | 163 / 599 | | |
| Liquidity & Funding |
| Loans / Deposits | 84.12% | 64.78% | 79.25% | 91.89% | 59th pctl | 229 / 562 | | |
| Loans / Assets | 71.59% | 56.05% | 67.49% | 76.84% | 59th pctl | 229 / 553 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |