Preferred Bank
Casey, IL · Cert 34900 · Peer group: banks under $1B in assets in IL (n=149-151) · Preferred Bcorp Inc.
State charter, non-member · FDIC · 2 branches
Q2 2026
$73.5MAssets
$47.2MLoans
$67.7MDeposits
$5.6MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in IL (rank 27 of 149).
- Widest gap: efficiency ratio trails 95% of banks under $1B in assets in IL (rank 144 of 151).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
0.27%
Rank 141 of 151
Net Interest Margin
3.02%
Rank 115 of 151
Efficiency Ratio
92.28%
Rank 144 of 151
Equity / Assets
7.60%
Rank 138 of 151
Non-interest income vs. expense
Unfavorable gap of $2.0M · efficiency ratio beats 5% of banks under $1B in assets in IL | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.27% | 0.70% | 1.03% | 1.34% | Beats 7% | 141 / 151 | |
| Return on Equity | 3.55% | 6.74% | 9.34% | 12.94% | Beats 9% | 138 / 151 | |
| Net Interest Margin | 3.02% | 3.02% | 3.43% | 3.83% | Beats 24% | 115 / 151 | |
| Efficiency Ratio | 92.28% | 54.64% | 64.89% | 72.50% | Beats 5% | 144 / 151 | |
| Asset Quality |
| Nonperforming Loans / Loans | 4.22% | 0.20% | 0.66% | 1.77% | Beats 8% | 138 / 149 | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.02% | 0.07% | Beats 100% | 27 / 149 | |
| Capital |
| Tier 1 Capital Ratio | 11.78% | 11.83% | 14.17% | 18.66% | Beats 23% | 116 / 151 | |
| Total Risk-Based Capital Ratio | 12.36% | 12.22% | 14.54% | 19.92% | Beats 27% | 110 / 151 | |
| Equity / Assets | 7.60% | 9.10% | 10.65% | 12.40% | Beats 9% | 138 / 151 | |
| Liquidity & Funding |
| Loans / Deposits | 69.75% | 54.39% | 71.02% | 80.75% | 45th pctl | 82 / 149 | |
| Loans / Assets | 64.26% | 45.91% | 61.31% | 68.01% | 58th pctl | 64 / 151 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |