PackageTrendsPeer
Letter portraitLegal landscape

Parke Bank

Sewell, NJ · Cert 34888 · Parke Bcorp Inc.

State charter, non-member · FDIC · 7 branches

Q2 2026

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, banks $1B-$10B in assets3

Basis

Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

Banks $1B-$10B in assets (n=322 to 328). Each measure ranks only the institutions that reported it, so n varies by measure.

Peer groups below the disclosure floor are suppressed.

Peer standing

Capital

81

Q2 2024Q2 2026peer median (50)

Asset Quality

57

Q2 2024Q2 2026peer median (50)

Profitability

83

Q2 2024Q2 2026peer median (50)

Liquidity

0

Q2 2024Q2 2026peer median

Efficiency

98

Q2 2024Q2 2026peer median (50)

Growth

No peer data yet

Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.

Source: FFIEC Call Report (031/041/051), as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Parke Bank

Sewell, NJ · Cert 34888 · Parke Bcorp Inc.

State charter, non-member · FDIC · 7 branches

Q2 2026

$2.3BAssets
$2.0BLoans
$1.8BDeposits
$358.0MEquity
Loan mix
98%RE $2.0B2%C&I $0.0B0%Consumer $0.0BQ2 2025Q2 2026
Deposit mix
89%Interest-bearing $1.6B11%Noninterest $0.2BQ2 2025Q2 2026

NIM

6.18%Q2 ’246.46%Q2 ’256.68%Q2 ’26+9%+20%

Non-interest income vs. expense

1.31%Q2 ’241.23%Q2 ’251.24%Q2 ’260%+1%

Market Position · Philadelphia-Camden-Wilmington, PA-NJ-DE-MD · 2026 SOD (annual) · 0.2% share · #23 of 88 inst. · $1.3B of $685.1B

11.4% Gloucester
5.9% Atlantic
0.2% Philadelphia
0.9% Camden

Executive Summary

  • Earnings: ROA of 2.18%, up 54 bps year over year; NIM at 4.03%.
  • Asset quality: problem loans at 0.27% of loans (-31 bps YoY), with net charge-offs at 0.10%.
  • Capital: tier 1 leverage ratio of 15.88%, down 74 bps from a year ago.
  • Funding: loans stand at 115.22% of deposits as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

2.18%+54 bps YoY

Net Interest Margin (YTD, annualized)

4.03%+66 bps YoY

Efficiency Ratio (YTD, annualized)

29.63%-517 bps YoY

Tier 1 Leverage Ratio

15.88%-74 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets1.64%1.77%1.84%2.17%2.18%+54 bps
Return on Equity10.15%11.15%11.72%14.16%14.16%+401 bps
Net Interest Margin3.37%3.54%3.64%4.08%4.03%+66 bps
Efficiency Ratio34.80%34.26%33.85%30.83%29.63%-517 bps
Non-Interest Burden1.07%1.11%1.13%1.15%1.09%+1 bps
Growth
Asset Growth (YoY)7.07%5.17%5.01%3.32%6.12%-95 bps
Loan Growth (YoY)7.18%6.53%8.94%8.50%4.99%-219 bps
Deposit Growth (YoY)13.13%12.40%7.79%1.89%3.85%-929 bps
Asset Quality
Nonperforming Loans / Loans0.58%0.64%0.53%0.46%0.27%-31 bps
Net Charge-Offs / Loans0.00%0.00%0.02%0.00%0.10%+10 bps
Allowance / Loans1.75%1.73%1.70%1.71%1.70%-4 bps
Allowance Coverage of NPLs3.0x2.7x3.2x3.7x6.4x+3.4x
Capital
Tier 1 Leverage Ratio16.61%15.41%15.61%15.89%15.88%-74 bps
Total Risk-Based Capital16.61%15.41%15.61%15.89%15.88%-74 bps
Equity / Assets16.31%15.04%14.93%15.73%15.55%-76 bps
Liquidity & Funding
Loans / Deposits113.96%111.63%115.47%120.09%115.22%+125 bps
Liquid Assets / Assets8.39%7.24%6.87%4.97%8.75%+36 bps
CRE / Total Capitaln/a301%311%313%n/an/a

Source: FFIEC Call Report (031/041/051), as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Income-statement figures are year-to-date as filed, annualized (the UBPR convention). Each quarter includes the ones before it.

CallReports · callreports.ai· Performance TrendsGenerated 2026-10-11

Parke Bank

Sewell, NJ · Cert 34888 · Peer group: banks $1B-$10B in assets (n=322-328) · Parke Bcorp Inc.

State charter, non-member · FDIC · 7 branches

Q2 2026

$2.3BAssets
$2.0BLoans
$1.8BDeposits
$358.0MEquity

Executive Summary

  • Strongest standing: efficiency ratio outperforms 98% of banks $1B-$10B in assets (rank 9 of 328).
  • Widest gap: net charge-offs / loans trails 59% of banks $1B-$10B in assets (rank 192 of 322).
  • Overall: at or above the peer median on 8 of 9 directional measures.

Return on Assets

2.14%

Rank 15 of 328

Net Interest Margin

4.03%

Rank 54 of 328

Efficiency Ratio

29.63%

Rank 9 of 328

Equity / Assets

15.55%

Rank 18 of 328

Non-interest income vs. expense

$3.5M$28.0MINCOMEEXPENSE
Unfavorable gap of $24.5M · efficiency ratio beats 98% of banks $1B-$10B in assets
Bank 29.63%Peer median 59.6%Q2 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRankPeer Position
Earnings
Return on Assets2.14%0.91%1.22%1.52%Beats 95%15 / 328
Return on Equity13.73%8.43%11.45%14.43%Beats 70%99 / 328
Net Interest Margin4.03%3.03%3.45%3.83%Beats 84%54 / 328
Efficiency Ratio29.63%51.61%59.56%67.53%Beats 98%9 / 328
Asset Quality
Nonperforming Loans / Loans0.27%0.24%0.51%1.03%Beats 72%90 / 322
Net Charge-Offs / Loans0.05%0.01%0.03%0.10%Beats 41%192 / 322
Capital
Tier 1 Capital Ratio15.88%11.75%13.15%15.47%Beats 78%71 / 328
Total Risk-Based Capital Ratio15.88%12.63%14.15%16.46%Beats 71%95 / 328
Equity / Assets15.55%9.15%10.33%12.01%Beats 95%18 / 328
Liquidity & Funding
Loans / Deposits115.22%76.63%87.92%95.36%96th pctl12 / 323
Loans / Assets88.22%65.18%74.15%79.98%96th pctl12 / 328
Brokered Deposits / Depositsn/aNot reported for this institution