M&I National Trust Company

Milwaukee, WI · Cert 34833

FDIC

Q2 2012

$231.7MAssets

n/aLoans

n/aDeposits

$165.8MEquity

Executive Summary

Return on Assets (YTD, annualized)

12.30%-166 bps YoY

Net Interest Margin (YTD, annualized)

0.17%-21 bps YoY

Efficiency Ratio (YTD, annualized)

81.04%-324 bps YoY

Tier 1 Leverage Ratio

n/a

Year to date, annualized, through each quarter.

Metric	Q3 2010	Q4 2010	Q1 2011	Q2 2011	Q3 2011	Q4 2011	Q1 2012	Q2 2012	YoY Δ	Trend
Earnings
Return on Assets	11.68%	11.57%	15.48%	13.96%	0.15%	2.44%	6.87%	12.30%	-166 bps
Return on Equity	16.98%	16.98%	22.29%	19.78%	0.22%	3.56%	10.19%	17.88%	-190 bps
Net Interest Margin	0.46%	0.42%	0.38%	0.38%	0.05%	0.08%	0.07%	0.17%	-21 bps
Efficiency Ratio	86.47%	86.42%	82.52%	84.28%	85.32%	84.74%	83.56%	81.04%	-324 bps
Non-Interest Burden	-18.89%	-17.84%	-25.00%	-22.99%	-4.76%	-7.52%	-14.23%	-17.36%	+563 bps
Growth
Asset Growth (YoY)	11.65%	18.06%	5.35%	14.35%	35.89%	34.34%	37.58%	34.73%	+2,037 bps
Loan Growth (YoY)	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Deposit Growth (YoY)	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Asset Quality
Nonperforming Loans / Loans	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Net Charge-Offs / Loans	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Allowance / Loans	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Allowance Coverage of NPLs	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Capital
Tier 1 Leverage Ratio	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Total Risk-Based Capital	71.58%	68.76%	83.16%	81.00%	98.52%	88.96%	95.67%	97.81%	+1,680 bps
Equity / Assets	66.91%	65.79%	73.30%	72.77%	67.39%	65.69%	69.16%	71.53%	-125 bps
Liquidity & Funding
Loans / Deposits	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Liquid Assets / Assets	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0 bps
CRE / Total Capital	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a