U.S. Bank Trust National Association SD
Sioux Falls, SD · Cert 34813 · Peer group: banks under $1B in assets (n=629)
FDIC
Q2 2026
$191.7MAssets
$0KLoans
$0KDeposits
$191.3MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 100% of banks under $1B in assets (rank 1 of 629).
- Widest gap: return on equity trails 57% of banks under $1B in assets (rank 360 of 629).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
8.29%
Rank 27 of 629
Net Interest Margin
3.56%
Rank 303 of 629
Efficiency Ratio
18.01%
Rank 6 of 629
Equity / Assets
99.82%
Rank 1 of 629
Non-interest income vs. expense
Favorable gap of $14.5M · efficiency ratio beats 99% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 8.29% | 0.60% | 1.01% | 1.45% | Beats 96% | 27 / 629 | | |
| Return on Equity | 8.30% | 5.38% | 9.30% | 13.28% | Beats 43% | 360 / 629 | | |
| Net Interest Margin | 3.56% | 3.03% | 3.54% | 4.05% | Beats 52% | 303 / 629 | | |
| Efficiency Ratio | 18.01% | 58.35% | 67.79% | 79.08% | Beats 99% | 6 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | n/a | Not reported for this institution |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 483% | 11.24% | 13.84% | 18.77% | Beats 99% | 6 / 629 | | |
| Total Risk-Based Capital Ratio | 483% | 11.58% | 14.43% | 19.66% | Beats 99% | 6 / 629 | | |
| Equity / Assets | 99.82% | 9.09% | 10.65% | 13.80% | Beats 100% | 1 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | n/a | Not reported for this institution |
| Loans / Assets | 0.00% | 53.31% | 67.71% | 78.15% | 0th pctl | 582 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |