U.S. Bank Trust National Association SD
Sioux Falls, SD · Cert 34813 · Peer group: banks under $1B in assets (n=620)
FDIC
Q2 2026
$191.7MAssets
$0KLoans
$0KDeposits
$191.3MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 100% of banks under $1B in assets (rank 1 of 620).
- Widest gap: return on equity trails 57% of banks under $1B in assets (rank 353 of 620).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
8.29%
Rank 25 of 620
Net Interest Margin
3.56%
Rank 294 of 620
Efficiency Ratio
18.01%
Rank 6 of 620
Equity / Assets
99.82%
Rank 1 of 620
Non-interest income vs. expense
Favorable gap of $14.5M · efficiency ratio beats 99% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 8.29% | 0.60% | 1.00% | 1.45% | Beats 96% | 25 / 620 | |
| Return on Equity | 8.30% | 5.30% | 9.30% | 13.29% | Beats 43% | 353 / 620 | |
| Net Interest Margin | 3.56% | 3.02% | 3.53% | 4.04% | Beats 53% | 294 / 620 | |
| Efficiency Ratio | 18.01% | 58.35% | 68.08% | 79.37% | Beats 99% | 6 / 620 | |
| Asset Quality |
| Nonperforming Loans / Loans | n/a | Not reported for this institution |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 483% | 11.27% | 13.87% | 18.78% | Beats 99% | 6 / 620 | |
| Total Risk-Based Capital Ratio | 483% | 11.69% | 14.57% | 19.67% | Beats 99% | 6 / 620 | |
| Equity / Assets | 99.82% | 9.03% | 10.60% | 13.73% | Beats 100% | 1 / 620 | |
| Liquidity & Funding |
| Loans / Deposits | n/a | Not reported for this institution |
| Loans / Assets | 0.00% | 51.85% | 67.17% | 77.86% | 0th pctl | 574 / 620 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |