U.S. Bank Trust National Association SD
Sioux Falls, SD · Cert 34813 · Peer group: banks under $1B in assets (n=617)
FDIC
Q2 2026
$191.7MAssets
$0KLoans
$0KDeposits
$191.3MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 100% of banks under $1B in assets (rank 1 of 617).
- Widest gap: return on equity trails 58% of banks under $1B in assets (rank 358 of 617).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
8.29%
Rank 25 of 617
Net Interest Margin
3.56%
Rank 299 of 617
Efficiency Ratio
18.01%
Rank 6 of 617
Equity / Assets
99.82%
Rank 1 of 617
Non-interest income vs. expense
Favorable gap of $14.5M · efficiency ratio beats 99% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 8.29% | 0.60% | 1.01% | 1.45% | Beats 96% | 25 / 617 | |
| Return on Equity | 8.30% | 5.30% | 9.43% | 13.30% | Beats 42% | 358 / 617 | |
| Net Interest Margin | 3.56% | 3.04% | 3.54% | 4.05% | Beats 52% | 299 / 617 | |
| Efficiency Ratio | 18.01% | 58.03% | 67.76% | 79.08% | Beats 99% | 6 / 617 | |
| Asset Quality |
| Nonperforming Loans / Loans | n/a | Not reported for this institution |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 483% | 11.18% | 13.83% | 18.55% | Beats 99% | 6 / 617 | |
| Total Risk-Based Capital Ratio | 483% | 11.56% | 14.39% | 19.39% | Beats 99% | 6 / 617 | |
| Equity / Assets | 99.82% | 9.03% | 10.55% | 13.63% | Beats 100% | 1 / 617 | |
| Liquidity & Funding |
| Loans / Deposits | n/a | Not reported for this institution |
| Loans / Assets | 0.00% | 51.70% | 67.18% | 77.51% | 0th pctl | 571 / 617 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |