Appleton, WI · Cert 34799
State savings bank · OCC · 2 branches
Q2 2026
Market Position · Appleton, WI · 2026 SOD (annual) · 0.0% share · #23 of 23 inst. · $0.0B of $5.1B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 8.40% | 4.07% | 5.25% | 5.54% | 5.96% | 7.59% | 6.51% | 9.77% | +423 bps | |
| Return on Equity | 11.06% | 5.13% | 6.58% | 6.86% | 7.38% | 9.88% | 8.48% | 12.10% | +525 bps | |
| Net Interest Margin | 2.04% | 2.27% | 2.22% | 3.17% | 3.53% | 3.56% | 3.35% | 3.18% | +1 bps | |
| Efficiency Ratio | 82.07% | 92.62% | 89.50% | 88.39% | 87.33% | 85.70% | 86.65% | 80.75% | -764 bps | |
| Non-Interest Burden | -10.45% | -2.41% | -5.13% | -4.70% | -4.95% | -6.18% | -5.58% | -10.22% | -551 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 6.55% | 3.74% | 1.99% | -6.14% | 1.36% | 12.47% | 4.56% | 4.87% | +1,100 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 84.87% | 79.52% | 82.96% | 85.24% | 85.17% | 78.98% | 78.03% | 82.67% | -257 bps | |
| Total Risk-Based Capital | 324% | 79.52% | 82.96% | 85.24% | 85.17% | 78.98% | 78.03% | 82.67% | -257 bps | |
| Equity / Assets | 79.36% | 79.04% | 80.49% | 81.10% | 80.45% | 73.42% | 80.25% | 81.24% | +13 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Liquid Assets / Assets | 0.74% | 0.77% | 0.76% | 0.76% | 0.81% | 0.68% | 0.73% | 0.71% | -5 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 0.00% | 0.00% | 0.00% | n/a | n/a | |