Transportation Alliance Bank, Inc. Dba Tab Bank
Ogden, UT · Cert 34781 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258) · Tab Bank Holdings Inc.
State charter, non-member · FDIC · 1 branch
Q2 2026
$1.6BAssets
$1.3BLoans
$1.4BDeposits
$180.1MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 98% of banks $1B-$10B in assets operating in a single state (rank 5 of 258).
- Widest gap: net charge-offs / loans trails 98% of banks $1B-$10B in assets operating in a single state (rank 254 of 258).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
1.05%
Rank 166 of 258
Net Interest Margin
6.25%
Rank 5 of 258
Efficiency Ratio
61.08%
Rank 137 of 257
Equity / Assets
11.31%
Rank 87 of 258
Non-interest income vs. expense
Unfavorable gap of $54.2M · efficiency ratio beats 47% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.05% | 0.93% | 1.23% | 1.54% | Beats 36% | 166 / 258 | | |
| Return on Equity | 9.26% | 9.26% | 11.84% | 14.74% | Beats 25% | 194 / 258 | | |
| Net Interest Margin | 6.25% | 3.16% | 3.49% | 3.88% | Beats 98% | 5 / 258 | | |
| Efficiency Ratio | 61.08% | 51.71% | 60.30% | 69.65% | Beats 47% | 137 / 257 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.79% | 0.19% | 0.46% | 0.90% | Beats 9% | 236 / 258 | | |
| Net Charge-Offs / Loans | 1.35% | 0.01% | 0.02% | 0.07% | Beats 2% | 254 / 258 | | |
| Capital |
| Tier 1 Capital Ratio | 11.74% | 11.41% | 12.98% | 15.12% | Beats 28% | 185 / 258 | | |
| Total Risk-Based Capital Ratio | 11.74% | 12.10% | 13.91% | 16.08% | Beats 21% | 204 / 258 | | |
| Equity / Assets | 11.31% | 9.09% | 10.24% | 11.72% | Beats 66% | 87 / 258 | | |
| Liquidity & Funding |
| Loans / Deposits | 90.89% | 73.24% | 86.34% | 95.95% | 62nd pctl | 97 / 258 | | |
| Loans / Assets | 78.59% | 63.01% | 72.27% | 78.40% | 76th pctl | 63 / 258 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |