Everbank, National Association
Jacksonville, FL · Cert 34775 · Peer group: banks over $10B in assets (n=142-144) · Everbank Financial Corp.
National charter · OCC · 42 branches
Q2 2026
$46.7BAssets
$37.1BLoans
$37.8BDeposits
$4.3BEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 88% of banks over $10B in assets (rank 18 of 142).
- Widest gap: nonperforming loans / loans trails 85% of banks over $10B in assets (rank 121 of 142).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
1.00%
Rank 109 of 144
Net Interest Margin
2.62%
Rank 122 of 144
Efficiency Ratio
51.76%
Rank 46 of 144
Equity / Assets
9.16%
Rank 114 of 144
Non-interest income vs. expense
Unfavorable gap of $586.1M · efficiency ratio beats 69% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.00% | 1.00% | 1.26% | 1.54% | Beats 24% | 109 / 144 | | |
| Return on Equity | 10.90% | 8.98% | 11.34% | 14.40% | Beats 46% | 78 / 144 | | |
| Net Interest Margin | 2.62% | 2.82% | 3.31% | 3.68% | Beats 15% | 122 / 144 | | |
| Efficiency Ratio | 51.76% | 49.42% | 56.02% | 62.41% | Beats 69% | 46 / 144 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.42% | 0.48% | 0.73% | 1.07% | Beats 15% | 121 / 142 | | |
| Net Charge-Offs / Loans | 0.02% | 0.05% | 0.11% | 0.22% | Beats 88% | 18 / 142 | | |
| Capital |
| Tier 1 Capital Ratio | 13.04% | 12.07% | 12.98% | 14.92% | Beats 55% | 65 / 144 | | |
| Total Risk-Based Capital Ratio | 13.98% | 13.39% | 14.14% | 16.25% | Beats 42% | 83 / 144 | | |
| Equity / Assets | 9.16% | 9.69% | 11.39% | 12.96% | Beats 21% | 114 / 144 | | |
| Liquidity & Funding |
| Loans / Deposits | 98.03% | 75.72% | 84.92% | 91.56% | 87th pctl | 18 / 143 | | |
| Loans / Assets | 79.38% | 59.83% | 69.07% | 74.80% | 90th pctl | 15 / 144 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |