PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Chase Manhattan Trust Company, National Association

Pittsburgh, PA · Cert 34765

FDIC

Q3 2001

$213.3MAssets
n/aLoans
n/aDeposits
$204.3MEquity

Executive Summary

  • Earnings: ROA of 2.21%, down 144 bps year over year; NIM at 0.10%.

Return on Assets (YTD, annualized)

2.21%-144 bps YoY

Net Interest Margin (YTD, annualized)

0.10%

Efficiency Ratio (YTD, annualized)

84.73%

Tier 1 Leverage Ratio

n/a
n/a

NIM

0.00%Q1 ’010.15%Q2 ’010.10%Q3 ’01-34%

Non-interest income vs. expense

18.71%Q1 ’0120.12%Q2 ’0119.41%Q3 ’01+46%-69%

Year to date, annualized, through each quarter.

MetricQ4 1999Q1 2000Q2 2000Q3 2000Q4 2000Q1 2001Q2 2001Q3 2001YoY ΔTrend
Earnings
Return on Assets2.11%4.41%3.93%3.65%4.76%1.87%1.09%2.21%-144 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/a0.00%0.15%0.10%n/a
Efficiency Ration/an/an/an/an/a83.33%90.33%84.73%n/a
Non-Interest Burdenn/an/an/an/an/a-3.74%-2.01%-3.40%n/a
Growth
Asset Growth (YoY)-9.62%1.94%1.55%1.78%18.27%22.75%19.04%19.30%+1,752 bps
Loan Growth (YoY)n/an/an/an/an/an/an/an/an/an/a
Deposit Growth (YoY)n/an/a0.00%-100.00%n/an/a-100.00%n/an/a
Asset Quality
Nonperforming Loans / Loansn/an/an/an/an/an/an/an/an/an/a
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/a178.44%214%229%n/a
Equity / Assetsn/an/an/an/an/a94.48%96.23%95.77%n/a
Liquidity & Funding
Loans / Depositsn/an/a0.00%n/an/an/an/an/an/a
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a