Asian Bank

Philadelphia, PA · Cert 34759 · Peer group: banks under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (n=27-31) · Asian Financial Corp.

State charter, Fed member · FED · 3 branches

Q2 2026

$685.9MAssets

$535.6MLoans

$456.8MDeposits

$127.0MEquity

Executive Summary

Strongest standing: efficiency ratio outperforms 81% of banks under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (rank 7 of 31).
Widest gap: net charge-offs / loans trails 81% of banks under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (rank 23 of 27).
Overall: at or above the peer median on 7 of 9 directional measures.

Return on Assets

1.32%

Rank 14 of 31

Net Interest Margin

3.44%

Rank 13 of 31

Efficiency Ratio

47.43%

Rank 7 of 31

Equity / Assets

18.52%

Rank 9 of 31

Non-interest income vs. expense

Unfavorable gap of $10.7M · efficiency ratio beats 81% of banks under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area

Metric	Your Bank	Peer 25th	Peer Median	Peer 75th	Standing	Rank
Earnings
Return on Assets	1.32%	0.63%	0.93%	2.39%	Beats 55%	14 / 31
Return on Equity	7.14%	4.15%	7.07%	14.29%	Beats 52%	15 / 31
Net Interest Margin	3.44%	2.72%	3.26%	3.84%	Beats 58%	13 / 31
Efficiency Ratio	47.43%	49.04%	63.83%	80.34%	Beats 81%	7 / 31
Asset Quality
Nonperforming Loans / Loans	1.22%	0.00%	0.24%	1.22%	Beats 26%	21 / 27
Net Charge-Offs / Loans	0.04%	n/a	n/a	0.01%	Beats 19%	23 / 27
Capital
Tier 1 Capital Ratio	24.19%	13.01%	19.43%	42.39%	Beats 65%	11 / 31
Total Risk-Based Capital Ratio	25.28%	13.95%	20.55%	43.38%	Beats 65%	11 / 31
Equity / Assets	18.52%	9.21%	12.36%	21.28%	Beats 71%	9 / 31
Liquidity & Funding
Loans / Deposits	117.24%	52.41%	83.15%	99.86%	90th pctl	3 / 31
Loans / Assets	78.08%	37.80%	67.87%	79.23%	71st pctl	9 / 31
Brokered Deposits / Deposits	n/a	Not reported for this institution