PackageTrendsPeer
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Streator Onized

Streator, IL · Charter 3467

Q4 1996

$41.9MAssets
$34.4MLoans
$37.4MShares
n/aNet Worth

Executive Summary

  • Earnings: ROA of 5.19%, down 13 bps year over year.
  • Asset quality: problem loans at 1.61% of loans (+90 bps YoY).
  • Funding: loans stand at 92.13% of shares as of Q4 1996.

Return on Assets (YTD, annualized)

5.19%-13 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Net Worth / Assets

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995Q4 1995Q2 1996Q4 1996YoY ΔTrend
Earnings
Return on Assets5.17%5.32%5.17%5.35%5.15%5.19%-13 bps
Return on Equityn/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a23.06%24.41%n/a
Loan Growth (YoY)n/an/an/an/a17.01%17.86%n/a
Share Growth (YoY)n/an/an/an/a22.47%23.14%n/a
Asset Quality
Delinquent Loans / Loans0.38%0.71%0.98%1.12%0.81%1.61%+90 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/a
Allowance / Loans0.68%0.66%0.67%0.80%0.78%0.81%+15 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares90.21%96.26%90.14%91.55%86.19%92.13%-413 bps
Liquid Assets / Assets14.06%9.48%13.99%12.79%17.98%12.72%+324 bps