St. Colman & Affiliates
Cleveland, OH · Charter 3462 · Peer group: credit unions under $1B in assets in the Cleveland, OH area (n=39)
NCUA · 1 branch
Q2 2026
$7.7MAssets
$4.9MLoans
$6.9MShares
$660KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets in the Cleveland, OH area (rank 5 of 39).
- Widest gap: equity / assets trails 97% of credit unions under $1B in assets in the Cleveland, OH area (rank 38 of 39).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.41%
Rank 23 of 39
Net Interest Margin
5.83%
Rank 2 of 39
Efficiency Ratio
77.78%
Rank 11 of 39
Equity / Assets
8.56%
Rank 38 of 39
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.41% | 0.13% | 0.49% | 0.87% | Beats 41% | 23 / 39 | |
| Return on Equity | 4.85% | 1.01% | 4.09% | 7.61% | Beats 62% | 15 / 39 | |
| Net Interest Margin | 5.83% | 3.28% | 3.83% | 4.18% | Beats 95% | 2 / 39 | |
| Efficiency Ratio | 77.78% | 76.45% | 81.64% | 91.75% | Beats 74% | 11 / 39 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.15% | 0.61% | 1.88% | Beats 100% | 5 / 39 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.56% | 10.00% | 12.89% | 19.36% | Beats 3% | 38 / 39 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.56% | 10.00% | 12.89% | 19.36% | Beats 3% | 38 / 39 | |
| Liquidity & Funding |
| Loans / Deposits | 70.82% | 45.46% | 53.28% | 74.29% | 69th pctl | 12 / 39 | |
| Loans / Assets | 63.66% | 36.24% | 44.98% | 63.66% | 74th pctl | 10 / 39 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |