Johnston, IA · Cert 34619
State charter, non-member · FDIC · 1 branch
Q2 2026
Market Position · Des Moines-West Des Moines, IA · 2026 SOD (annual) · 0.0% share · #57 of 57 inst. · $0.0B of $38.0B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 112.23%1 | 80.30%1 | 4.04% | 4.09% | 4.72% | 4.55% | 4.05% | 61.63%1 | +5,754 bps | |
| Return on Equity | 130.60% | 90.67% | 4.18% | 4.23% | 4.89% | 4.69% | 4.14% | 64.93% | +6,070 bps | |
| Net Interest Margin | 2.71% | 3.40% | 4.86% | 4.80% | 4.84% | 4.80% | 4.81% | 3.67% | -113 bps | |
| Efficiency Ratio | 19.41% | 17.25% | 11.58% | 10.78% | 10.92% | 11.00% | 9.96% | 10.23% | -55 bps | |
| Non-Interest Burden | -0.38% | -0.43% | -0.56% | -0.64% | -0.64% | -0.60% | -0.61% | -0.39% | +26 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 237% | 185.23% | 188.50% | -11.56% | -7.91% | 5.23% | 3.59% | 50.23% | +6,178 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 82.34% | 90.63% | 97.71% | 97.24% | 93.99% | 93.57% | 93.17% | 97.51% | +27 bps | |
| Total Risk-Based Capital | 82.34% | 90.63% | 97.71% | 97.24% | 93.99% | 93.57% | 93.17% | 97.51% | +27 bps | |
| Equity / Assets | 85.65% | 96.50% | 96.59% | 96.42% | 96.85% | 97.94% | 97.88% | 90.85% | -557 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Liquid Assets / Assets | 8.74% | 5.49% | 5.39% | 5.30% | 5.22% | 5.21% | 5.19% | 3.52% | -178 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 0.00% | 0.00% | 0.00% | n/a | n/a | |