Johnston, IA · Cert 34619
State charter, non-member · FDIC · 1 branch
Q2 2026
Market Position · Des Moines-West Des Moines, IA · 2026 SOD (annual) · 0.0% share · #57 of 57 inst. · $0.0B of $38.0B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 4.67% | 3.86% | 4.04% | 4.13% | 5.97% | 4.01% | 4.05% | 112.02%1 | +10,789 bps | |
| Return on Equity | 5.60% | 4.25% | 4.18% | 4.28% | 6.17% | 4.11% | 4.14% | 119.56% | +11,528 bps | |
| Net Interest Margin | 3.80% | 4.74% | 4.86% | 4.82% | 4.93% | 4.91% | 4.81% | 3.67% | -115 bps | |
| Efficiency Ratio | 16.00% | 12.77% | 11.58% | 10.00% | 11.18% | 11.23% | 9.96% | 10.51% | +51 bps | |
| Non-Interest Burden | -0.39% | -0.50% | -0.56% | -0.74% | -0.62% | -0.53% | -0.61% | -0.31% | +43 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 237% | 185.23% | 188.50% | -11.56% | -7.91% | 5.23% | 3.59% | 50.23% | +6,178 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 82.34% | 90.63% | 97.71% | 97.24% | 93.99% | 93.57% | 93.17% | 97.51% | +27 bps | |
| Total Risk-Based Capital | 82.34% | 90.63% | 97.71% | 97.24% | 93.99% | 93.57% | 93.17% | 97.51% | +27 bps | |
| Equity / Assets | 85.65% | 96.50% | 96.59% | 96.42% | 96.85% | 97.94% | 97.88% | 90.85% | -557 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Liquid Assets / Assets | 8.74% | 5.49% | 5.39% | 5.30% | 5.22% | 5.21% | 5.19% | 3.52% | -178 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 0.00% | 0.00% | 0.00% | n/a | n/a | |