Its Bank
Johnston, IA · Cert 34619 · Peer group: banks under $1B in assets in the Des Moines-West Des Moines, IA area (n=19)
State charter, non-member · FDIC · 1 branch
Q2 2026
$45.2MAssets
$0KLoans
$500KDeposits
$41.1MEquity
Executive Summary
- Strongest standing: efficiency ratio outperforms 100% of banks under $1B in assets in the Des Moines-West Des Moines, IA area (rank 1 of 19).
- Widest gap: net interest margin trails 32% of banks under $1B in assets in the Des Moines-West Des Moines, IA area (rank 6 of 19).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
48.37%
Rank 1 of 19
Net Interest Margin
3.67%
Rank 6 of 19
Efficiency Ratio
10.23%
Rank 1 of 19
Equity / Assets
90.85%
Rank 1 of 19
Non-interest income vs. expense
Favorable gap of $156K · efficiency ratio beats 100% of banks under $1B in assets in the Des Moines-West Des Moines, IA area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 48.37% | 1.05% | 1.15% | 1.42% | Beats 95% | 1 / 19 | |
| Return on Equity | 53.24% | 10.97% | 12.15% | 13.79% | Beats 95% | 1 / 19 | |
| Net Interest Margin | 3.67% | 3.08% | 3.50% | 3.67% | Beats 68% | 6 / 19 | |
| Efficiency Ratio | 10.23% | 52.38% | 57.82% | 63.73% | Beats 100% | 1 / 19 | |
| Asset Quality |
| Nonperforming Loans / Loans | n/a | Not reported for this institution |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 97.51% | 10.79% | 12.38% | 16.13% | Beats 95% | 1 / 19 | |
| Total Risk-Based Capital Ratio | 97.51% | 11.60% | 13.40% | 17.04% | Beats 95% | 1 / 19 | |
| Equity / Assets | 90.85% | 8.64% | 9.66% | 11.07% | Beats 95% | 1 / 19 | |
| Liquidity & Funding |
| Loans / Deposits | 0.00% | 65.91% | 76.09% | 88.00% | 0th pctl | 19 / 19 | |
| Loans / Assets | 0.00% | 57.37% | 63.36% | 76.16% | 0th pctl | 19 / 19 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |