First Internet Bank of Indiana
Fishers, IN · Cert 34607 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258) · First Internet Bcorp
State charter, non-member · FDIC · 1 branch
Q2 2026
$5.5BAssets
$3.9BLoans
$4.8BDeposits
$435.0MEquity
Executive Summary
- Strongest standing: efficiency ratio outperforms 61% of banks $1B-$10B in assets operating in a single state (rank 100 of 257).
- Widest gap: net charge-offs / loans trails 97% of banks $1B-$10B in assets operating in a single state (rank 251 of 258).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
0.32%
Rank 248 of 258
Net Interest Margin
2.39%
Rank 245 of 258
Efficiency Ratio
56.11%
Rank 100 of 257
Equity / Assets
7.87%
Rank 240 of 258
Non-interest income vs. expense
Unfavorable gap of $58.1M · efficiency ratio beats 61% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.32% | 0.93% | 1.23% | 1.54% | Beats 4% | 248 / 258 | |
| Return on Equity | 4.08% | 9.26% | 11.84% | 14.74% | Beats 5% | 244 / 258 | |
| Net Interest Margin | 2.39% | 3.16% | 3.49% | 3.88% | Beats 5% | 245 / 258 | |
| Efficiency Ratio | 56.11% | 51.71% | 60.30% | 69.65% | Beats 61% | 100 / 257 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.56% | 0.19% | 0.46% | 0.90% | Beats 12% | 227 / 258 | |
| Net Charge-Offs / Loans | 0.87% | 0.01% | 0.02% | 0.07% | Beats 3% | 251 / 258 | |
| Capital |
| Tier 1 Capital Ratio | 10.84% | 11.41% | 12.98% | 15.12% | Beats 19% | 210 / 258 | |
| Total Risk-Based Capital Ratio | 12.09% | 12.10% | 13.91% | 16.08% | Beats 24% | 195 / 258 | |
| Equity / Assets | 7.87% | 9.09% | 10.24% | 11.72% | Beats 7% | 240 / 258 | |
| Liquidity & Funding |
| Loans / Deposits | 79.71% | 73.24% | 86.34% | 95.95% | 35th pctl | 168 / 258 | |
| Loans / Assets | 69.77% | 63.01% | 72.27% | 78.40% | 41st pctl | 151 / 258 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |