First Internet Bank of Indiana
Fishers, IN · Cert 34607 · Peer group: banks $1B-$10B in assets operating in a single state (n=268-269) · First Internet Bcorp
State charter, non-member · FDIC · 1 branch
Q2 2026
$5.5BAssets
$3.9BLoans
$4.8BDeposits
$435.0MEquity
Executive Summary
- Strongest standing: efficiency ratio outperforms 61% of banks $1B-$10B in assets operating in a single state (rank 106 of 268).
- Widest gap: net charge-offs / loans trails 97% of banks $1B-$10B in assets operating in a single state (rank 263 of 269).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
0.32%
Rank 259 of 269
Net Interest Margin
2.39%
Rank 255 of 269
Efficiency Ratio
56.11%
Rank 106 of 268
Equity / Assets
7.87%
Rank 252 of 269
Non-interest income vs. expense
Unfavorable gap of $58.1M · efficiency ratio beats 61% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.32% | 0.93% | 1.23% | 1.54% | Beats 4% | 259 / 269 | |
| Return on Equity | 4.08% | 9.13% | 11.77% | 14.52% | Beats 5% | 256 / 269 | |
| Net Interest Margin | 2.39% | 3.16% | 3.50% | 3.88% | Beats 5% | 255 / 269 | |
| Efficiency Ratio | 56.11% | 51.70% | 60.21% | 69.66% | Beats 61% | 106 / 268 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.56% | 0.19% | 0.45% | 0.89% | Beats 12% | 238 / 269 | |
| Net Charge-Offs / Loans | 0.87% | 0.01% | 0.02% | 0.06% | Beats 3% | 263 / 269 | |
| Capital |
| Tier 1 Capital Ratio | 10.84% | 11.29% | 13.10% | 15.21% | Beats 19% | 218 / 269 | |
| Total Risk-Based Capital Ratio | 12.09% | 12.04% | 13.91% | 16.33% | Beats 26% | 200 / 269 | |
| Equity / Assets | 7.87% | 9.18% | 10.29% | 11.76% | Beats 6% | 252 / 269 | |
| Liquidity & Funding |
| Loans / Deposits | 79.71% | 72.68% | 86.29% | 95.72% | 35th pctl | 175 / 269 | |
| Loans / Assets | 69.77% | 62.46% | 72.27% | 78.37% | 42nd pctl | 156 / 269 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |