Pitney Bowes Bank Inc., The
Salt Lake City, UT · Cert 34599 · Peer group: banks under $1B in assets operating in a single state (n=743-746)
State charter, non-member · FDIC · 1 branch
Q2 2026
$796.3MAssets
$470.2MLoans
$676.4MDeposits
$77.4MEquity
Executive Summary
- Strongest standing: return on equity outperforms 100% of banks under $1B in assets operating in a single state (rank 3 of 746).
- Widest gap: net charge-offs / loans trails 98% of banks under $1B in assets operating in a single state (rank 732 of 743).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
5.44%
Rank 5 of 746
Net Interest Margin
7.51%
Rank 3 of 746
Efficiency Ratio
32.04%
Rank 6 of 746
Equity / Assets
9.72%
Rank 465 of 746
Non-interest income vs. expense
Favorable gap of $1.8M · efficiency ratio beats 99% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 5.44% | 0.72% | 1.06% | 1.45% | Beats 99% | 5 / 746 | |
| Return on Equity | 56.01% | 6.74% | 10.51% | 13.63% | Beats 100% | 3 / 746 | |
| Net Interest Margin | 7.51% | 3.17% | 3.68% | 4.16% | Beats 100% | 3 / 746 | |
| Efficiency Ratio | 32.04% | 55.74% | 64.58% | 75.47% | Beats 99% | 6 / 746 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.44% | 0.09% | 0.42% | 1.07% | Beats 49% | 379 / 743 | |
| Net Charge-Offs / Loans | 0.78% | 0.00% | 0.01% | 0.05% | Beats 2% | 732 / 743 | |
| Capital |
| Tier 1 Capital Ratio | 12.37% | 11.55% | 13.75% | 17.60% | Beats 35% | 483 / 746 | |
| Total Risk-Based Capital Ratio | 12.37% | 11.71% | 14.33% | 18.43% | Beats 32% | 511 / 746 | |
| Equity / Assets | 9.72% | 8.90% | 10.51% | 13.06% | Beats 38% | 465 / 746 | |
| Liquidity & Funding |
| Loans / Deposits | 69.51% | 61.31% | 78.27% | 90.78% | 35th pctl | 487 / 746 | |
| Loans / Assets | 59.04% | 53.60% | 66.97% | 76.08% | 34th pctl | 493 / 746 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |