Atlantic Union Bank
Richmond, VA · Cert 34589 · Peer group: banks over $10B in assets (n=142-144) · Atlantic Union Bankshares Corp.
State charter, Fed member · FED · 177 branches
Q2 2026
$38.0BAssets
$28.7BLoans
$30.6BDeposits
$5.8BEquity
Executive Summary
- Strongest standing: equity / assets outperforms 94% of banks over $10B in assets (rank 9 of 144).
- Widest gap: return on equity trails 59% of banks over $10B in assets (rank 85 of 144).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.60%
Rank 30 of 144
Net Interest Margin
3.70%
Rank 35 of 144
Efficiency Ratio
50.39%
Rank 40 of 144
Equity / Assets
15.23%
Rank 9 of 144
Non-interest income vs. expense
Unfavorable gap of $513.1M · efficiency ratio beats 73% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.60% | 1.00% | 1.26% | 1.54% | Beats 79% | 30 / 144 | |
| Return on Equity | 10.50% | 8.98% | 11.34% | 14.40% | Beats 41% | 85 / 144 | |
| Net Interest Margin | 3.70% | 2.82% | 3.31% | 3.68% | Beats 76% | 35 / 144 | |
| Efficiency Ratio | 50.39% | 49.42% | 56.02% | 62.41% | Beats 73% | 40 / 144 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.50% | 0.48% | 0.73% | 1.07% | Beats 71% | 42 / 142 | |
| Net Charge-Offs / Loans | 0.02% | 0.05% | 0.11% | 0.22% | Beats 87% | 20 / 142 | |
| Capital |
| Tier 1 Capital Ratio | 13.02% | 12.07% | 12.98% | 14.92% | Beats 53% | 67 / 144 | |
| Total Risk-Based Capital Ratio | 13.99% | 13.39% | 14.14% | 16.25% | Beats 43% | 82 / 144 | |
| Equity / Assets | 15.23% | 9.69% | 11.39% | 12.96% | Beats 94% | 9 / 144 | |
| Liquidity & Funding |
| Loans / Deposits | 93.83% | 75.72% | 84.92% | 91.56% | 83rd pctl | 25 / 143 | |
| Loans / Assets | 75.48% | 59.83% | 69.07% | 74.80% | 77th pctl | 33 / 144 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |