Franklin, TN · Cert 34553
FDIC · 1 branch
Q3 2017
Market Position · Nashville-Davidson--Murfreesboro--Franklin, TN · 2017 SOD (annual) · 0.0% share · #64 of 64 inst. · $0.0B of $57.4B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q3 2016 | Q4 2016 | Q1 2017 | Q2 2017 | Q3 2017 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 4.46% | 4.76% | 5.51% | 6.88% | 2.70% | -176 bps | |
| Return on Equity | 5.25% | 5.57% | 6.42% | 8.12% | 3.06% | -219 bps | |
| Net Interest Margin | 1.53% | 1.62% | 1.63% | 1.69% | 2.01% | +47 bps | |
| Efficiency Ratio | 82.11% | 85.24% | 81.46% | 75.86% | 83.50% | +139 bps | |
| Non-Interest Burden | -5.93% | -4.77% | -7.39% | -9.57% | -6.02% | -8 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -5.15% | -1.39% | -0.68% | -0.57% | -6.78% | -163 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | 0.00% | 0.00% | 0.00% | 0.00% | -100.00% | -10,000 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Tier 1 Leverage Ratio | 85.14% | 86.78% | 88.72% | 86.71% | 88.94% | +380 bps | |
| Total Risk-Based Capital | 226% | 187.18% | 177.64% | 162.41% | 196.83% | -2,893 bps | |
| Equity / Assets | 84.81% | 85.89% | 85.57% | 83.87% | 93.26% | +845 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 0.00% | 0.00% | 0.00% | 0.00% | n/a | n/a | |
| Liquid Assets / Assets | 12.52% | 5.94% | 5.73% | 0.69% | 1.60% | -1,092 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |