Eastlake, OH · Charter 3447
NCUA · 3 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.66% | 0.69% | 0.13% | 0.20% | 0.69% | +3 bps | |
| Return on Equity | 3.19% | 3.26% | 0.60% | 0.95% | 3.65% | +47 bps | |
| Net Interest Margin | 3.94% | 3.94% | 3.99% | 3.67% | 3.43% | -51 bps | |
| Efficiency Ratio | 78.89% | 82.01% | 94.11% | 92.54% | 80.54% | +164 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -2.34% | -6.90% | -4.00% | -7.05% | 10.60% | +1,294 bps | |
| Loan Growth (YoY) | -6.10% | -9.46% | -3.24% | -4.28% | -5.14% | +96 bps | |
| Share Growth (YoY) | -3.57% | -8.93% | -5.30% | -9.06% | 13.13% | +1,669 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.90% | 0.70% | 0.40% | 0.41% | 0.18% | -72 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 20.83% | 21.29% | 21.21% | 21.53% | 18.94% | -190 bps | |
| Net Worth / Assets | 20.83% | 21.29% | 21.21% | 21.53% | 18.94% | -190 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 43.85% | 43.42% | 46.19% | 44.97% | 36.77% | -708 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |