Acme
Eastlake, OH · Charter 3447 · Peer group: credit unions under $1B in assets in the Cleveland, OH area (n=39)
NCUA · 3 branches
Q2 2026
$15.2MAssets
$4.5MLoans
$12.2MShares
$2.9MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 74% of credit unions under $1B in assets in the Cleveland, OH area (rank 12 of 39).
- Widest gap: net interest margin trails 67% of credit unions under $1B in assets in the Cleveland, OH area (rank 26 of 39).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.70%
Rank 14 of 39
Net Interest Margin
3.43%
Rank 26 of 39
Efficiency Ratio
80.49%
Rank 17 of 39
Equity / Assets
18.94%
Rank 11 of 39
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.70% | 0.13% | 0.49% | 0.87% | Beats 64% | 14 / 39 | | |
| Return on Equity | 3.68% | 1.01% | 4.09% | 7.61% | Beats 46% | 21 / 39 | | |
| Net Interest Margin | 3.43% | 3.28% | 3.83% | 4.18% | Beats 33% | 26 / 39 | | |
| Efficiency Ratio | 80.49% | 76.45% | 81.64% | 91.75% | Beats 59% | 17 / 39 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.18% | 0.15% | 0.61% | 1.88% | Beats 74% | 12 / 39 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 18.94% | 10.00% | 12.89% | 19.36% | Beats 72% | 11 / 39 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 18.94% | 10.00% | 12.89% | 19.36% | Beats 72% | 11 / 39 | | |
| Liquidity & Funding |
| Loans / Deposits | 36.77% | 45.46% | 53.28% | 74.29% | 13th pctl | 34 / 39 | | |
| Loans / Assets | 29.56% | 36.24% | 44.98% | 63.66% | 10th pctl | 35 / 39 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |