Wilmington, DE · Cert 34465
FDIC
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 4.27% | 4.24% | 3.86% | 4.17% | 3.91% | -35 bps | |
| Return on Equity | 4.28% | 4.27% | 3.89% | 4.20% | 3.94% | -35 bps | |
| Net Interest Margin | 4.38% | 4.39% | 4.00% | 3.67% | 3.70% | -68 bps | |
| Efficiency Ratio | 14.76% | 16.76% | 18.08% | 13.85% | 14.20% | -56 bps | |
| Non-Interest Burden | -1.46% | -1.19% | -1.24% | -1.63% | -1.60% | -13 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 0.18% | -0.07% | 0.53% | 0.40% | -0.14% | -31 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Tier 1 Leverage Ratio | 100.07% | 99.93% | 96.19% | 99.88% | 99.98% | -9 bps | |
| Total Risk-Based Capital | 497% | 492% | 497% | 493% | 497% | +41 bps | |
| Equity / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | |||||||
| Loans / Deposits | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |