Customers Bank
Malvern, PA · Cert 34444 · Peer group: banks over $10B in assets (n=142-144) · Customers Bcorp Inc.
State charter, Fed member · FED · 7 branches
Q2 2026
$26.5BAssets
$18.0BLoans
$21.9BDeposits
$2.3BEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 85% of banks over $10B in assets (rank 22 of 142).
- Widest gap: equity / assets trails 83% of banks over $10B in assets (rank 120 of 144).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.11%
Rank 94 of 144
Net Interest Margin
3.08%
Rank 92 of 144
Efficiency Ratio
48.88%
Rank 32 of 144
Equity / Assets
8.77%
Rank 120 of 144
Non-interest income vs. expense
Unfavorable gap of $312.6M · efficiency ratio beats 78% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.11% | 1.00% | 1.26% | 1.54% | Beats 35% | 94 / 144 | |
| Return on Equity | 12.69% | 8.98% | 11.34% | 14.40% | Beats 66% | 49 / 144 | |
| Net Interest Margin | 3.08% | 2.82% | 3.31% | 3.68% | Beats 36% | 92 / 144 | |
| Efficiency Ratio | 48.88% | 49.42% | 56.02% | 62.41% | Beats 78% | 32 / 144 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.33% | 0.48% | 0.73% | 1.07% | Beats 85% | 22 / 142 | |
| Net Charge-Offs / Loans | 0.19% | 0.05% | 0.11% | 0.22% | Beats 30% | 100 / 142 | |
| Capital |
| Tier 1 Capital Ratio | 13.55% | 12.07% | 12.98% | 14.92% | Beats 59% | 58 / 144 | |
| Total Risk-Based Capital Ratio | 14.53% | 13.39% | 14.14% | 16.25% | Beats 57% | 62 / 144 | |
| Equity / Assets | 8.77% | 9.69% | 11.39% | 12.96% | Beats 17% | 120 / 144 | |
| Liquidity & Funding |
| Loans / Deposits | 82.35% | 75.72% | 84.92% | 91.56% | 41st pctl | 85 / 143 | |
| Loans / Assets | 67.97% | 59.83% | 69.07% | 74.80% | 42nd pctl | 84 / 144 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |