Webbank
Salt Lake City, UT · Cert 34404 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258)
State charter, non-member · FDIC · 1 branch
Q2 2026
$2.9BAssets
$2.4BLoans
$2.3BDeposits
$478.6MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 99% of banks $1B-$10B in assets operating in a single state (rank 2 of 258).
- Widest gap: net charge-offs / loans trails 92% of banks $1B-$10B in assets operating in a single state (rank 238 of 258).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
4.58%
Rank 5 of 258
Net Interest Margin
15.20%
Rank 2 of 258
Efficiency Ratio
63.28%
Rank 161 of 257
Equity / Assets
16.73%
Rank 12 of 258
Non-interest income vs. expense
Unfavorable gap of $219.0M · efficiency ratio beats 38% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 4.58% | 0.93% | 1.23% | 1.54% | Beats 98% | 5 / 258 | |
| Return on Equity | 27.39% | 9.26% | 11.84% | 14.74% | Beats 97% | 8 / 258 | |
| Net Interest Margin | 15.20% | 3.16% | 3.49% | 3.88% | Beats 99% | 2 / 258 | |
| Efficiency Ratio | 63.28% | 51.71% | 60.30% | 69.65% | Beats 38% | 161 / 257 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.51% | 0.19% | 0.46% | 0.90% | Beats 43% | 148 / 258 | |
| Net Charge-Offs / Loans | 0.22% | 0.01% | 0.02% | 0.07% | Beats 8% | 238 / 258 | |
| Capital |
| Tier 1 Capital Ratio | 18.10% | 11.41% | 12.98% | 15.12% | Beats 89% | 29 / 258 | |
| Total Risk-Based Capital Ratio | 19.18% | 12.10% | 13.91% | 16.08% | Beats 90% | 27 / 258 | |
| Equity / Assets | 16.73% | 9.09% | 10.24% | 11.72% | Beats 95% | 12 / 258 | |
| Liquidity & Funding |
| Loans / Deposits | 107.47% | 73.24% | 86.34% | 95.95% | 93rd pctl | 19 / 258 | |
| Loans / Assets | 85.02% | 63.01% | 72.27% | 78.40% | 94th pctl | 15 / 258 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |