Fortis Bank
Denver, CO · Cert 34401 · Peer group: banks $1B-$10B in assets operating regionally (n=176) · Fortis Bcorp
State charter, non-member · FDIC · 2 branches
Q2 2026
$1.4BAssets
$1.1BLoans
$1.1BDeposits
$116.5MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 66% of banks $1B-$10B in assets operating regionally (rank 60 of 176).
- Widest gap: efficiency ratio trails 90% of banks $1B-$10B in assets operating regionally (rank 159 of 176).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
0.71%
Rank 152 of 176
Net Interest Margin
3.25%
Rank 133 of 176
Efficiency Ratio
75.91%
Rank 159 of 176
Equity / Assets
8.61%
Rank 146 of 176
Non-interest income vs. expense
Unfavorable gap of $31.9M · efficiency ratio beats 10% of banks $1B-$10B in assets operating regionally | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.71% | 0.93% | 1.26% | 1.54% | Beats 14% | 152 / 176 | | |
| Return on Equity | 8.28% | 9.26% | 11.89% | 14.46% | Beats 17% | 146 / 176 | | |
| Net Interest Margin | 3.25% | 3.25% | 3.59% | 3.93% | Beats 24% | 133 / 176 | | |
| Efficiency Ratio | 75.91% | 52.79% | 59.55% | 67.66% | Beats 10% | 159 / 176 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.49% | 0.30% | 0.64% | 1.32% | Beats 61% | 70 / 176 | | |
| Net Charge-Offs / Loans | 0.02% | 0.01% | 0.04% | 0.10% | Beats 66% | 60 / 176 | | |
| Capital |
| Tier 1 Capital Ratio | 12.04% | 11.15% | 12.72% | 14.15% | Beats 41% | 103 / 176 | | |
| Total Risk-Based Capital Ratio | 13.13% | 11.81% | 13.63% | 15.33% | Beats 43% | 101 / 176 | | |
| Equity / Assets | 8.61% | 9.16% | 10.35% | 11.80% | Beats 17% | 146 / 176 | | |
| Liquidity & Funding |
| Loans / Deposits | 95.26% | 80.94% | 89.73% | 97.21% | 70th pctl | 52 / 176 | | |
| Loans / Assets | 78.33% | 69.25% | 75.12% | 80.82% | 65th pctl | 62 / 176 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |