Huntingtonized
Huntington, WV · Charter 3438 · Peer group: credit unions under $1B in assets in the Huntington-Ashland, WV-KY-OH area (n=16)
NCUA · 4 branches
Q2 2026
$46.7MAssets
$26.1MLoans
$38.7MShares
$7.9MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 81% of credit unions under $1B in assets in the Huntington-Ashland, WV-KY-OH area (rank 3 of 16).
- Widest gap: nonperforming loans / loans trails 56% of credit unions under $1B in assets in the Huntington-Ashland, WV-KY-OH area (rank 10 of 16).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.86%
Rank 6 of 16
Net Interest Margin
5.72%
Rank 3 of 16
Efficiency Ratio
78.18%
Rank 9 of 16
Equity / Assets
16.82%
Rank 4 of 16
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.86% | 0.26% | 0.64% | 1.04% | Beats 63% | 6 / 16 | |
| Return on Equity | 5.11% | 2.11% | 6.23% | 8.05% | Beats 44% | 9 / 16 | |
| Net Interest Margin | 5.72% | 3.27% | 3.61% | 4.55% | Beats 81% | 3 / 16 | |
| Efficiency Ratio | 78.18% | 73.53% | 78.18% | 86.56% | Beats 50% | 9 / 16 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.16% | 0.76% | 1.98% | 4.44% | Beats 44% | 10 / 16 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.82% | 11.13% | 12.88% | 16.82% | Beats 75% | 4 / 16 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.82% | 11.13% | 12.88% | 16.82% | Beats 75% | 4 / 16 | |
| Liquidity & Funding |
| Loans / Deposits | 67.28% | 50.42% | 58.02% | 68.47% | 69th pctl | 5 / 16 | |
| Loans / Assets | 55.74% | 44.10% | 51.06% | 58.46% | 69th pctl | 5 / 16 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |