Albuquerque, NM · Cert 34331
National charter · OCC · 1 branch
Q2 2026
Market Position · Albuquerque, NM · 2026 SOD (annual) · 0.0% share · #26 of 26 inst. · $0.0B of $19.8B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.97% | 2.05% | 2.20% | 2.43% | 2.39% | 2.43% | 2.61% | 2.84% | +41 bps | |
| Return on Equity | 2.31% | 2.41% | 2.57% | 2.83% | 2.81% | 2.87% | 3.14% | 3.40% | +56 bps | |
| Net Interest Margin | 1.67% | 1.87% | 2.46% | 2.51% | 2.39% | 2.44% | 2.88% | 3.21% | +69 bps | |
| Efficiency Ratio | 84.92% | 84.40% | 81.71% | 82.12% | 82.47% | 82.19% | 77.59% | 76.96% | -516 bps | |
| Non-Interest Burden | -0.67% | -0.65% | -0.69% | -0.76% | -0.71% | -0.72% | -0.63% | -0.63% | +13 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.66% | 1.56% | 1.45% | 1.40% | 5.72% | 6.75% | 5.56% | 5.19% | +379 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 85.52% | 85.60% | 88.64% | 85.98% | 83.93% | 83.04% | 83.38% | 84.50% | -148 bps | |
| Total Risk-Based Capital | 85.52% | 153.32% | 173.27% | 159.48% | 134.34% | 150.49% | 126.48% | 128.73% | -3,075 bps | |
| Equity / Assets | 85.30% | 85.60% | 85.77% | 86.31% | 82.95% | 82.52% | 83.74% | 84.68% | -163 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Liquid Assets / Assets | 95.82% | 96.84% | 96.40% | 96.64% | 93.68% | 93.99% | 93.70% | 94.25% | -239 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 0.00% | 0.00% | 0.00% | n/a | n/a | |